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Kredi notu, ki\u015finin yapt\u0131\u011f\u0131 harcamalar ve giderler do\u011frultusunda bankalarda olu\u015fturdu\u011fu profildir. Nas\u0131l ki bir ki\u015finin profili ve referanslar\u0131 ne denli iyi olursa o ki\u015fiye olan g\u00fcven de o denli artacakt\u0131r. Bu y\u00fczden bankalar kredi verirken de\u011ferlendirdi\u011fi ilk basamaklardan biri kredi notu<\/strong>dur.<\/p>\n

Bu ad\u0131m\u0131 ba\u015far\u0131l\u0131 bir \u015fekilde ge\u00e7en bir ki\u015fi o bankadan kredi \u00e7ekme<\/strong>ye hak kazanarak gereken tutarda \u00f6demesini sorunsuz bir \u015fekilde almaktad\u0131r. Kredi notunuz banka<\/em> \u00fczerindeki her t\u00fcrl\u00fc i\u015flemlerinize g\u00f6re \u015fekillenmektedir.<\/p>\n

Farkl\u0131 bir algoritma yap\u0131s\u0131na sahip olup yapt\u0131\u011f\u0131n\u0131z harcama tutarlar\u0131, bor\u00e7lar\u0131n\u0131z\u0131 \u00f6dedi\u011finiz g\u00fcnler, hesaba gelen giden tutarlar ve i\u015flemler kredi notu<\/strong> verisi olu\u015ftururken g\u00f6z \u00f6n\u00fcne al\u0131nan en \u00f6nemli etkenlerdendir. Kredi notu puanlar\u0131 en d\u00fc\u015f\u00fc\u011f\u00fc 0 iken en y\u00fcksek kredi notu puan\u0131 1900 d\u00fcr.<\/p>\n

Finansal merkezlerden nakit para ak\u0131\u015f\u0131 sa\u011flayarak bu paray\u0131 belirli taksitler \u0131\u015f\u0131\u011f\u0131nda uzun vadede \u00f6demek isteyen di\u011fer bir deyi\u015fle kredi \u00e7ekmek isteyen bir ki\u015finin kredi notunun minimum 900 olmas\u0131 gerekmektedir. 900 puan\u0131n alt\u0131nda kalan ki\u015filer de\u011ferlendirmeye al\u0131nmadan yap\u0131lan ba\u015fvurular direkt olarak iptal edilmektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"