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{"id":6097,"date":"2017-12-21T17:56:35","date_gmt":"2017-12-21T14:56:35","guid":{"rendered":"https:\/\/bankakredinotu.net\/?p=6097"},"modified":"2017-12-21T17:56:35","modified_gmt":"2017-12-21T14:56:35","slug":"bankalar-eve-haciz-getirebilir-mi","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/bankalar-eve-haciz-getirebilir-mi-6097","title":{"rendered":"Bankalar Eve Haciz Getirebilir mi?"},"content":{"rendered":"

\u0130nsanlar\u0131n b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fc banka kredisi<\/a> ve kredi kart\u0131<\/a> kullan\u0131yor dolay\u0131s\u0131yla bu i\u015flem \u00f6ncesinde onlarca sayfa da s\u00f6zle\u015fme imzalamalar\u0131 gerekiyor. San\u0131yorum ki herkes kredi \u00e7ekerken en \u00e7ok \u00e7ekindi\u011fi \u015fey bu imzalad\u0131klar\u0131 evraklar y\u00f6n\u00fcnde oluyor \u00e7\u00fcnk\u00fc kredinin \u00f6denememesi durumunda bir tak\u0131m yasal i\u015flemlerin ba\u015flat\u0131l\u0131yor olmas\u0131. Bug\u00fcn kredi \u00e7ekenlerin en b\u00fcy\u00fck korkular\u0131 da ya kredimi \u00f6deyemezsem bunun i\u00e7in evime haciz memurlar\u0131 gelir mi<\/strong>? olmu\u015ftur.\u00a0 Asl\u0131nda bu sorunun cevab\u0131 kredi almadan \u00f6nce merak edilmelidir. Ancak insanlar\u0131n genelde kredi kart\u0131 ve krediler i\u00e7in ihtiya\u00e7lar\u0131 aciliyetten kaynaklanm\u0131\u015f oldu\u011fu i\u00e7in sorunun yan\u0131t\u0131n\u0131 \u00e7ok ara\u015ft\u0131rmazlar ve kredi sonras\u0131nda hep ak\u0131llar\u0131nda kal\u0131r.\u00a0<\/span><\/p>\n

Banka Bo<\/b>rcumdan Dolay\u0131 Eve Haciz Gelir m<\/b>i?<\/b>\u00a0<\/span><\/h2>\n

Bundan birka\u00e7 y\u0131l \u00f6ncesine bakt\u0131\u011f\u0131m\u0131z da kredi kart\u0131 ve kredilerle ilgili olarak farkl\u0131 d\u00fczenlemeler vard\u0131 ve bu eski sistemde bir\u00e7ok insan bu \u015fekilde haciz i\u015flemleriyle kar\u015f\u0131 kar\u015f\u0131ya kalm\u0131\u015ft\u0131. Hatta insanlar\u0131n bankalara olan bor\u00e7lar\u0131ndan dolay\u0131 da hapis yatt\u0131klar\u0131n\u0131 biliyoruz. G\u00fcn\u00fcm\u00fczde ise art\u0131k bu uygulama yok yani insanlar bankaya olan bor\u00e7lar\u0131ndan dolay\u0131 hapis cezas\u0131 alm\u0131yorlar<\/u>. Bu da bir bankadan ald\u0131\u011f\u0131n\u0131z kredinizin \u00f6dememeniz halinde bankan\u0131n size s\u00fcrekli tehdit telefonlar\u0131 etmesi ve hakk\u0131n\u0131zda yasal i\u015flem ba\u015flat\u0131laca\u011f\u0131n\u0131 s\u00f6ylemesi tamamen sizi korkutmak ama\u00e7l\u0131d\u0131r diyebiliriz.\u00a0\u00a0<\/span><\/p>\n

Bankalar kredisini \u00f6demeyen ki\u015filer \u00fczerinde b\u0131kt\u0131rma politikas\u0131 y\u00fcr\u00fct\u00fcrler bu da her g\u00fcn eve g\u00f6nderilen k\u00e2\u011f\u0131t ve telefonlar demek olacakt\u0131r. \u0130\u015fin yasal boyutuna gelecek olursak anayasan\u0131n 38. Maddesi 8.f\u0131rkas\u0131nda der ki hi\u00e7bir bor\u00e7lu s\u00f6zle\u015fmede yerine getirmemi\u015f oldu\u011fu y\u00fck\u00fcml\u00fcl\u00fcklerden dolay\u0131 hapis cezas\u0131 ile cezaland\u0131r\u0131lmaz<\/strong>.\u00a0<\/span><\/p>\n

\"Banka<\/a><\/p>\n

Bankan\u0131n borcunu \u00f6deyemeyenler i\u00e7in izleyece\u011fi yol yasal i\u015flemleri ba\u015flatmakt\u0131r. Banka bu durumda eve haciz<\/strong> g\u00f6nderecek ve haciz esnas\u0131nda da icra dosyas\u0131 a\u015famas\u0131nda \u00f6deme taahh\u00fcd\u00fcnde bulunulmu\u015f fakat bor\u00e7 halen \u00f6denmemi\u015f ise ancak bu durumda hapis cezas\u0131 s\u00f6z konusu olacakt\u0131r. Bunun nedeni ise \u00f6deme \u015fart\u0131 ihlalinin devreye girmi\u015f olmas\u0131d\u0131r.\u00a0\u00a0<\/span><\/p>\n

Evet, ba\u015fl\u0131\u011f\u0131m\u0131z\u0131n yan\u0131t\u0131na gelecek olursak bankalar yasal takip i\u015flemlerini kesinle\u015ftirdikten sonra icra memuru e\u015fli\u011finde eve haciz memuru gelebilir. Son yap\u0131lan d\u00fczenlemeler sonras\u0131nda bankalar\u0131n eve haciz getirdiklerinde hangi mallar\u0131 al\u0131p alamayaca\u011f\u0131 a\u00e7\u0131k\u00e7a belirtilmi\u015fti. Asl\u0131nda bu a\u00e7\u0131klanan durum ise insanlar\u0131n b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fcn\u00fcn bankalar\u0131n eve haciz g\u00f6nderemedi\u011fi gibi yanl\u0131\u015f bir yan\u0131lg\u0131 i\u00e7erisine d\u00fc\u015fm\u00fc\u015f olduklar\u0131n\u0131 s\u00f6yleyebiliriz.\u00a0\u00a0<\/span><\/p>\n

Sonu\u00e7 olarak toparlayacak olursak bankalar \u00f6denmeyen bor\u00e7lardan dolay\u0131 eve haciz g\u00f6nderebilirler ancak her e\u015fyay\u0131 haciz edemezler<\/u>. Haciz edemeyecekleri e\u015fyalar\u0131n insanlar\u0131n hayat standartlar\u0131n\u0131 etki etmeyecek olanlar\u0131n olmas\u0131 gerekiyor. Haciz edilemeyecekler aras\u0131nda \u00f6rne\u011fin beyaz e\u015fya, koltuk, yatak, bilgisayar ve gelir getirici olan e\u015fyalar vard\u0131r.\u00a0\u00a0<\/span><\/p>\n

Yaz\u0131m\u0131z\u0131 giri\u015finde de bahsetti\u011fimiz \u00fczere bu konu asl\u0131nda bankadan kredi almadan ya da talep edilmeden \u00f6nce merak edilmesi ve ara\u015ft\u0131r\u0131lmas\u0131 gereken bir konudur.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130nsanlar\u0131n b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fc banka kredisi ve kredi kart\u0131 kullan\u0131yor dolay\u0131s\u0131yla bu i\u015flem \u00f6ncesinde onlarca sayfa da s\u00f6zle\u015fme imzalamalar\u0131 gerekiyor. San\u0131yorum ki herkes kredi \u00e7ekerken Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":6099,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[13060,13061,13059],"yoast_head":"\nBankalar Eve Haciz Getirebilir mi?<\/title>\n<meta name=\"description\" content=\"Bankan\u0131n borcunu \u00f6deyemeyenler i\u00e7in izleyece\u011fi yol yasal i\u015flemleri ba\u015flatmakt\u0131r. Banka bu durumda eve haciz g\u00f6nderecek ve haciz esnas\u0131nda\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/bankalar-eve-haciz-getirebilir-mi-6097\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankalar Eve Haciz Getirebilir mi?\" \/>\n<meta property=\"og:description\" content=\"Bankan\u0131n borcunu \u00f6deyemeyenler i\u00e7in izleyece\u011fi yol yasal i\u015flemleri ba\u015flatmakt\u0131r. 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