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{"id":5918,"date":"2017-10-30T17:52:06","date_gmt":"2017-10-30T14:52:06","guid":{"rendered":"https:\/\/bankakredinotu.net\/?p=5918"},"modified":"2018-06-10T16:30:47","modified_gmt":"2018-06-10T13:30:47","slug":"kredi-notuna-bakmayan-banka-var-mi","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-notuna-bakmayan-banka-var-mi-5918","title":{"rendered":"Kredi Notuna Bakmayan Banka Var m\u0131 ?"},"content":{"rendered":"

\u0130nsanlar\u0131n acil nakit ihtiya\u00e7lar\u0131nda kredi se\u00e7ene\u011fi ilk akla gelen konu olmu\u015ftur. Ancak bir insan\u0131n bankadan kredi alabilmesi i\u00e7in de bir tak\u0131m \u015fartlar\u0131 yerine getirmi\u015f olmas\u0131 gerekiyor. Bunun i\u00e7inde ilk dikkatleri \u00e7eken kredi sicil notudur. Ancak baz\u0131 insanlar\u0131n kredi bor\u00e7lar\u0131 ve ya daha \u00f6nce aksatm\u0131\u015f olduklar\u0131 kredilerden dolay\u0131 sicillerinin bozuk oldu\u011fu bilinir. Bu ciddi bir sorundur ve bu \u015fekilde bir sorunla kar\u015f\u0131la\u015fan hi\u00e7 kimseye banka kredi vermez. Onlar riskli m\u00fc\u015fteri gruplar\u0131nda bulunurlar dolay\u0131s\u0131yla nakit ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7inde farkl\u0131 alternatifler aray\u0131\u015f\u0131 i\u00e7erisine girerler. Kredi \u00e7ekmede sicil notu \u00f6nemli dedik ancak insanlar\u0131n kafas\u0131ndaki soru i\u015faretlerinden biri de kredi notuna bakmayan banka var m\u0131 ?<\/b> Olmu\u015ftur.\u00a0\u00a0<\/span><\/p>\n

Bu makalemizde bu konu \u00fczerinde ayr\u0131nt\u0131l\u0131 bir a\u00e7\u0131klama yapma ihtiyac\u0131 duyduk.\u00a0\u00a0<\/span><\/p>\n

Kredi S\u00fcreci Nas\u0131l \u0130\u015fler?<\/b>\u00a0<\/span><\/h2>\n

Kredi talebinde bulunmak i\u00e7in banka \u015fubesine gitti\u011finiz de ilgili banka \u00e7al\u0131\u015fan\u0131 sizin TC kimlik bilginizden yapaca\u011f\u0131n\u0131z ba\u015fvuru sonras\u0131nda incelemenizi yapar. Bunun i\u00e7in sizin bilgileriniz kredi ya da kredi kat\u0131n\u0131n onay\u0131n\u0131n al\u0131nm\u0131\u015f oldu\u011fu birimlere iletilir. Bu birim sizin kredi konusundaki ge\u00e7mi\u015finize bakar burada dikkate al\u0131nacak konu ise sizin \u00f6nceki kredi ve kredi kart\u0131 kullan\u0131mlar\u0131n\u0131z\u0131n \u00f6deme durumu, ek bir gelirinizin olup olmad\u0131\u011f\u0131 be \u00f6nceki krediniz ve finansal durumunuz. Bu inceleme neticesinde banka sizin alaca\u011f\u0131n\u0131z borcu \u00f6deyecek gelirinizin olmad\u0131\u011f\u0131na kanaat getirirse olumsuz yan\u0131t verecektir.\u00a0\u00a0<\/span><\/p>\n

Bankac\u0131l\u0131k ile ilgili olan d\u00fczenlemeler sonras\u0131nda kredi kartlar\u0131n\u0131n ki\u015finin gelirine g\u00f6re verildi\u011fini d\u00fc\u015f\u00fcnecek olursak bu kartlara taksit s\u0131n\u0131rland\u0131r\u0131lmas\u0131n\u0131n getirilmi\u015f olmas\u0131 da bundan kaynaklanm\u0131\u015ft\u0131r.\u00a0\u00a0<\/span><\/p>\n

\"kredi<\/a>
kredi notuna bakmayan banka var m\u0131<\/figcaption><\/figure>\n

Ba\u015fl\u0131\u011f\u0131m\u0131z\u0131n yan\u0131t\u0131na gelecek olursak T\u00fcrkiye\u2019de kredi sicil notuna bakmadan insanlara kredi sa\u011flayabilecek olan bir banka yoktur. Her banka kredi ba\u015fvurusu s\u0131ras\u0131nda yukar\u0131da belirtmi\u015f oldu\u011fumuz kontrolleri yapmakla y\u00fck\u00fcml\u00fcd\u00fcr. Bu yasalarla sabit olarak belirlenmi\u015ftir. Bu nedenle de bir bankadan kredi talebinde bulunulmas\u0131 gerekiyorsa ilk yap\u0131lmas\u0131 gereken \u015fey kredi sicil notunu \u00f6\u011frenmek olmal\u0131d\u0131r. E\u011fer ki sonu\u00e7 olumsuz ise mutlak suretle \u00f6ncelikli olarak bu notu y\u00fckseltmeniz gerekiyor aksi durumda bir bankadan kredi veya kredi kart\u0131 alabilmeniz m\u00fcmk\u00fcn olmayacakt\u0131r. Sitemizden \u201cKredi Notu Y\u00fckseltme Teknikleri<\/b><\/a>\u201d hakk\u0131nda detayl\u0131 bilgilere ula\u015fabilirsiniz. Bu bilgiler sizin notunuzu nas\u0131l h\u0131zl\u0131 y\u00fckseltebilece\u011finiz konusunda yard\u0131mc\u0131 olacakt\u0131r.\u00a0<\/span><\/p>\n

Sonu\u00e7 olarak toparlamam\u0131z gerekirse hi\u00e7bir banka kredi notuna bakmadan i\u015flem yapmaz aksi takdir de sizin bu borcu \u00f6deyememeniz halinde bankan\u0131n da yapaca\u011f\u0131 bir \u015feyi olmad\u0131\u011f\u0131 i\u00e7in bu riske girmek istemezler. Daha \u00f6ncesinden bankalar hakk\u0131nda bu d\u00fczenlemeler ger\u00e7ekle\u015ftirilmedi\u011fi i\u00e7in pek \u00e7ok banka ile m\u00fc\u015fterisi aras\u0131nda kriz \u00e7\u0131km\u0131\u015ft\u0131r. San\u0131yorum ki konumuz a\u00e7\u0131klamam\u0131z sayesinde kar\u015f\u0131l\u0131\u011f\u0131n\u0131 bulmu\u015ftur. Ancak banka notu hakk\u0131nda kafan\u0131za tak\u0131lan herhangi bir \u015fey olursa yorumlarda bizimle payla\u015fman\u0131z halinde gereken ayr\u0131nt\u0131l\u0131 cevaplar\u0131 da sizinle payla\u015fmaya gayret edece\u011fiz.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130nsanlar\u0131n acil nakit ihtiya\u00e7lar\u0131nda kredi se\u00e7ene\u011fi ilk akla gelen konu olmu\u015ftur. Ancak bir insan\u0131n bankadan kredi alabilmesi i\u00e7in de bir tak\u0131m \u015fartlar\u0131 yerine getirmi\u015f olmas\u0131 Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":5920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12974],"yoast_head":"\nKredi Notuna Bakmayan Banka Var m\u0131 ?<\/title>\n<meta name=\"description\" content=\"Kredi \u00e7ekmede sicil notu \u00f6nemli dedik ancak insanlar\u0131n kafas\u0131ndaki soru i\u015faretlerinden biri de kredi notuna bakmayan banka var m\u0131 ? Olmu\u015ftur.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/kredi-notuna-bakmayan-banka-var-mi-5918\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi Notuna Bakmayan Banka Var m\u0131 ?\" \/>\n<meta property=\"og:description\" content=\"Kredi \u00e7ekmede sicil notu \u00f6nemli dedik ancak insanlar\u0131n kafas\u0131ndaki soru i\u015faretlerinden biri de kredi notuna bakmayan banka var m\u0131 ? 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