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{"id":5519,"date":"2017-08-10T18:17:36","date_gmt":"2017-08-10T15:17:36","guid":{"rendered":"https:\/\/bankakredinotu.net\/?p=5519"},"modified":"2017-08-10T18:17:36","modified_gmt":"2017-08-10T15:17:36","slug":"kredi-notu-ne-kadar-surede-guncellenir","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-notu-ne-kadar-surede-guncellenir-5519","title":{"rendered":"Kredi Notu Ne Kadar S\u00fcrede G\u00fcncellenir ve D\u00fc\u015f\u00fcren Etkenler Nelerdir"},"content":{"rendered":"

Kredi notu bankalar\u0131n m\u00fc\u015fterilerinin ge\u00e7mi\u015f d\u00f6nem finansal i\u015flemleri \u00fczerinden olu\u015fturdu\u011fu ve Kredi Kay\u0131t B\u00fcrosu<\/a> taraf\u0131ndan saklanan bir puanlama sistemidir. Bankalardan kredi veya kredi kart\u0131 gibi \u00fcr\u00fcnlerle ilgili talepte bulunan bir m\u00fc\u015fteri i\u00e7in \u00f6ncelikle banka Kredi Kay\u0131t B\u00fcrosu sistemine bakarak ki\u015finin kredi notunu \u00f6\u011frenmektedir. Kredi notu de\u011feri 0 ila 1900 aras\u0131nda de\u011fi\u015fen bir puanlamaya dayanmaktad\u0131r. Kredi notu 800<\/span>\u2019den yukar\u0131da olan ki\u015filer y\u00fcksek kredi notu<\/strong> sahibi ki\u015filer olarak tan\u0131mlan\u0131rken, 800<\/span> puan alt\u0131ndakiler d\u00fc\u015f\u00fck kredi notu sahibi ki\u015filer olarak tan\u0131mlan\u0131rlar. Kredi notu d\u00fc\u015f\u00fck olan ki\u015filer kredi kullanma ve kredi kart\u0131 alma gibi i\u015flemleri kolayca yapamazlar. Bu ki\u015filerden bankalar ya ek teminat isteyecekler, ya da kredi ve kredi kart\u0131 temin etmeyeceklerdir. Kredi notu h\u0131zl\u0131 bir d\u00fc\u015febilen bir puanken, y\u00fckseltilmesi ayn\u0131 h\u0131zda olamamaktad\u0131r.<\/p>\n

KRED\u0130 NOTUNU D\u00dc\u015e\u00dcREN ETKENLER<\/strong><\/h2>\n

Kredi notu t\u00fcketicilerin ge\u00e7mi\u015f mali kay\u0131tlar\u0131ndan derlenen bir puanlamad\u0131r. Ge\u00e7mi\u015f mali kay\u0131tlar\u0131n\u0131z\u0131n a\u00e7\u0131l\u0131m\u0131n\u0131 yapmak gerekirse, kulland\u0131\u011f\u0131n\u0131z kredilerin geri \u00f6demelerinin d\u00fczenli olmas\u0131, kredi kartlar\u0131n\u0131n g\u00fcn\u00fcnde \u00f6denmesi ve asgari tutar\u0131n<\/span> \u00fczerinde \u00f6deme yap\u0131lmas\u0131 gibi \u00e7ekmi\u015f oldu\u011funuz bor\u00e7lara olan sadakatiniz ve d\u00fczenli \u00f6demeleriniz kredi notunuzu etkilemektedir. Kredi \u00f6demelerinizi bir g\u00fcn bile geciktirmi\u015f olman\u0131z, kredi notunuzu h\u0131zl\u0131 bir \u015fekilde d\u00fc\u015f\u00fcrecek bir etmendir. Daha \u00f6nce hi\u00e7bir bankac\u0131l\u0131k faaliyetinde bulunmam\u0131\u015f ki\u015filerin de kredi notu<\/strong> d\u00fc\u015f\u00fck olmaktad\u0131r.<\/p>\n

\"kredi<\/a>
Bu yaz\u0131m\u0131zda kredi notu ne kadar surede guncellenir sorusuna cevap arayaca\u011f\u0131z.<\/figcaption><\/figure>\n

KRED\u0130 NOTU NE KADAR S\u00dcREDE G\u00dcNCELLEN\u0130R<\/strong><\/h2>\n

Kredi notu g\u00fcncellemesi<\/strong> her ay\u0131n 10<\/span>\u2019unda Kredi Kay\u0131t B\u00fcrosu taraf\u0131ndan yap\u0131lan bir i\u015flemdir. Bu g\u00fcncelleme esnas\u0131nda o ay i\u00e7erisinde yapm\u0131\u015f oldu\u011funuz \u00f6demelerinizin g\u00fcn\u00fcnde olup olmad\u0131\u011f\u0131na g\u00f6re kredi notunuz d\u00fc\u015f\u00fcr\u00fcl\u00fcr veya y\u00fckseltilir. E\u011fer bor\u00e7lar\u0131n\u0131z\u0131 son \u00f6deme tarihinden evvel kapat\u0131rsan\u0131z, bor\u00e7lar\u0131n\u0131zda azalma meydana gelirse, gecikmede olan \u00f6demeleriniz kapat\u0131l\u0131rsa kredi notunuz olumlu y\u00f6nde g\u00fcncellenecektir. Bunun aksi durumlarda, o ay i\u00e7erisinde yapm\u0131\u015f oldu\u011funuz kredi ve kredi kart\u0131 \u00f6demelerinde gecikme ya\u015fand\u0131ysa, tamam\u0131 kapat\u0131lamad\u0131ysa, kredi kart\u0131n\u0131n sadece asgari tutar\u0131 \u00f6denmi\u015fse ve bor\u00e7lulu\u011funuzda bir art\u0131\u015f g\u00f6r\u00fcl\u00fcyorsa kredi notunuz da d\u00fc\u015f\u00fcr\u00fclme yap\u0131lacakt\u0131r. D\u00fc\u015f\u00fck bir kredi notunu g\u00fcn\u00fcnde \u00f6demelerle ancak 6<\/span> ay gibi bir s\u00fcrede y\u00fckseltmek m\u00fcmk\u00fcnd\u00fcr. Ancak kredi notu d\u00fc\u015fmesi ayl\u0131k g\u00fcncellemelerde bile ciddi oranda olabilir. Ayl\u0131k y\u00fckselmeler ayn\u0131 h\u0131zda olmamaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi notu bankalar\u0131n m\u00fc\u015fterilerinin ge\u00e7mi\u015f d\u00f6nem finansal i\u015flemleri \u00fczerinden olu\u015fturdu\u011fu ve Kredi Kay\u0131t B\u00fcrosu taraf\u0131ndan saklanan bir puanlama sistemidir. Bankalardan kredi veya kredi kart\u0131 gibi Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":5522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,70],"tags":[207,627],"yoast_head":"\nKredi Notu Ne Kadar S\u00fcrede G\u00fcncellenir ve D\u00fc\u015f\u00fcren Etkenler Nelerdir<\/title>\n<meta name=\"description\" content=\"Kredi notu ne kadar s\u00fcrede g\u00fcncellenir ? 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