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{"id":4949,"date":"2017-04-20T12:00:51","date_gmt":"2017-04-20T09:00:51","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=4949"},"modified":"2017-04-20T12:04:08","modified_gmt":"2017-04-20T09:04:08","slug":"vatandasin-merakla-bekledigi-kara-liste-affi-2017-devrede","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/vatandasin-merakla-bekledigi-kara-liste-affi-2017-devrede-4949","title":{"rendered":"Kara Liste Aff\u0131 2017 Geldi"},"content":{"rendered":"

Uzun zamand\u0131r vatanda\u015flar taraf\u0131ndan beklenilen kara liste aff\u0131<\/strong> resmi gazetede yay\u0131nlanmas\u0131 ile devreye resmen girdi. Bu s\u00fcre\u00e7 dahilinde bor\u00e7lar\u0131n\u0131 \u00f6deyemeyerek kara listeye al\u0131nan vatanda\u015flar i\u00e7in f\u0131rsat do\u011fdu. Bu durum dahilinde zaman k\u0131s\u0131tl\u0131 ve biran \u00f6nce i\u015flemleri ba\u015flatmak gerekiyor.<\/p>\n

Kara Liste Aff\u0131 Nedir?<\/strong><\/span><\/h2>\n

Bankalara var olan kredi ve\/veya kredi kart\u0131 bor\u00e7lar\u0131n\u0131 3 ayl\u0131k s\u00fcre dahilinde \u00f6demeyen, \u00e7ek, senet gibi zaman\u0131nda tahsil edilmesi gereken miktarlar\u0131n \u00f6denmemesi ya da kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kmas\u0131 gibi durumlar dahilinde T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezine bildirilen ki\u015fi ya da kurumlar\u0131n devam\u0131nda talep edecekleri kredi ve benzeri durumlar ad\u0131na bankalar\u0131n g\u00fcvenilirlik konusunda eksi not alm\u0131\u015f liste olarak ifade edilebilir. Bu listede yer alan ki\u015fi ya da kurumlar\u0131n, bankalar \u00fczerinden talep edebilecekleri kredi ve\/veya kredi kart\u0131 gibi nakdi ya da gayri nakdi t\u00fcm i\u015flemleri ad\u0131na s\u0131n\u0131rl\u0131 ya da olumsuz sonu\u00e7lan\u0131r. Daha \u00f6ncesinde 8 senelik i\u015flem \u00f6ncesi ile belirlenen ve kara listeden \u00e7\u0131kabilmesi i\u00e7in ilgili yasal i\u015flem tarihinden en az 8 sene ge\u00e7mesi gerekirken, h\u00fck\u00fcmet taraf\u0131ndan emekli sand\u0131\u011f\u0131 kanunu i\u00e7erisinde yer alan kara liste aff\u0131 ile baz\u0131 \u015fartlar dahilinde af getirildi.<\/p>\n

\"Kara<\/a>
\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Kara Liste Aff\u0131 2017<\/strong><\/figcaption><\/figure>\n

Af Kimleri Kaps\u0131yor?<\/strong><\/span><\/h2>\n

\u00c7\u0131kar\u0131lan kanun kapsam\u0131nda kara listede yer alan bor\u00e7lulara ili\u015fkin olarak kanunun resmi gazetede yay\u0131nland\u0131\u011f\u0131 tarih itibariyle 6 ay i\u00e7erisinde var olan geriye d\u00f6n\u00fck bor\u00e7lar\u0131n\u0131n kapat\u0131lmas\u0131 veya tekrardan yap\u0131land\u0131r\u0131lmas\u0131 sonucunda ba\u015fvurarak yararlanabiliyorsunuz. Bankalardan temin edilen kredi\/kredi kart\u0131 ya da t\u00fczel \u00e7ek ve senet gibi i\u015flemlerin 3 ayl\u0131k s\u00fcre ile \u00f6denmemesi ko\u015fulunda ilgili \u00fccretlerin kar\u015f\u0131lanmas\u0131 ad\u0131na avukatlar arac\u0131l\u0131\u011f\u0131 ile yasal i\u015flem ba\u015flat\u0131l\u0131p ayn\u0131 zamanda da T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezine de bildirim sa\u011flanarak kara listeye al\u0131n\u0131yor. Bu hususta gerek bankalardan \u00f6\u011frenebilece\u011finiz gerekse de b\u00f6yle bir durum i\u00e7inde oldu\u011funuzu d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, Ocak 2017 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe giren af kapsam\u0131nda bor\u00e7lar\u0131n\u0131z\u0131 yap\u0131land\u0131rman\u0131z ya da tamam\u0131n\u0131 haziran ay\u0131 sonuna kadar kapatman\u0131z gerekiyor.<\/p>\n

\u0130lgili af kapsam\u0131nda \u00f6zellikle esnaflar ad\u0131na ciddi bir f\u0131rsat oldu\u011fu d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Tahmini olarak yakla\u015f\u0131k 1,5 milyon esnaf ve en az bir o kadar da bireysel ba\u015fvuru ile aftan yararlan\u0131laca\u011f\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Bu kapsamda da gerek \u00f6denmeyen bor\u00e7lar\u0131n tahsili, gerekse de bor\u00e7lu vatanda\u015f\u0131n bor\u00e7lar\u0131ndan kurtulabilmesi ad\u0131na \u00f6nemli bir f\u0131rsat olmas\u0131 sebebiyle, de\u011ferlendirilmesi gerekiyor.<\/p>\n

Bor\u00e7lar\u0131n\u0131 kapatan ya da yap\u0131land\u0131r\u0131lan bor\u00e7lar dahilinde aftan yararlan\u0131larak kara listeden \u00e7\u0131kan kurum ve ki\u015filer ad\u0131na da yap\u0131land\u0131r\u0131lan bor\u00e7lar\u0131n d\u00fczenli \u00f6denmesi ve de tekrar\u0131nda ger\u00e7ekle\u015fecek olan kredi ve bu krediye ba\u011fl\u0131 \u00f6demelerin de d\u00fczenli ilerlemesi sonucunda kredi notlar\u0131n\u0131n da y\u00fckselece\u011fini bilmek gerekiyor. Ba\u015fka bir deyi\u015fle kara listeye girmenize sebep olan borcunuzun yap\u0131land\u0131r\u0131lmas\u0131 ve d\u00fczenli \u00f6denmesi durumunda hem af dahilinde kara listeden \u00e7\u0131km\u0131\u015f oluyorsunuz, hem de kredi notunuzun y\u00fckselmesi ile devam\u0131nda ger\u00e7ekle\u015fmesi muhtemel kredi taleplerinizde daha y\u00fcksek miktarlarda kredi talebiniz olabilecektir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Uzun zamand\u0131r vatanda\u015flar taraf\u0131ndan beklenilen kara liste aff\u0131 resmi gazetede yay\u0131nlanmas\u0131 ile devreye resmen girdi. Bu s\u00fcre\u00e7 dahilinde bor\u00e7lar\u0131n\u0131 \u00f6deyemeyerek kara listeye al\u0131nan vatanda\u015flar i\u00e7in Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":4953,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57,1,124,70,178],"tags":[12851,12861,551],"yoast_head":"\nKara Liste Aff\u0131 2017 Geldi<\/title>\n<meta name=\"description\" content=\"Uzun zamand\u0131r vatanda\u015flar taraf\u0131ndan beklenilen kara liste aff\u0131 resmi gazetede yay\u0131nlanmas\u0131 ile devreye resmen girdi. 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