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{"id":4315,"date":"2017-03-30T10:13:01","date_gmt":"2017-03-30T10:13:01","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=4315"},"modified":"2017-03-30T10:13:01","modified_gmt":"2017-03-30T10:13:01","slug":"kredi-karti-basvurusu-kredi-notunu-etkiler-mi","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-karti-basvurusu-kredi-notunu-etkiler-mi-4315","title":{"rendered":"Kredi Kart\u0131 Ba\u015fvurusu Kredi Notunu Etkiler Mi?"},"content":{"rendered":"

Kredi notunun \u015fekillenmesi ve ortaya \u00e7\u0131kmas\u0131nda bir \u00e7ok fakt\u00f6r etkisini g\u00f6stermektedir. Bunlar aras\u0131nda kredi \u00fcr\u00fcnleri bor\u00e7 \u00f6deme al\u0131\u015fkanl\u0131klar\u0131, hesap bakiye ve bor\u00e7 miktar\u0131 dengesi, yeni kredi ba\u015fvurular\u0131, kredi kullan\u0131m s\u0131kl\u0131\u011f\u0131 ve di\u011fer nedenler g\u00f6sterilebilir. Di\u011fer nedenler aras\u0131nda yer alanlar ise kredi notuna %10 etki eden fatura \u00f6deme al\u0131\u015fkanl\u0131klar\u0131, vergi bor\u00e7lar\u0131 gibi ayr\u0131nt\u0131lard\u0131r. Kredi notunu en \u00e7ok etkileyen unsur %30 ile kredi ve kredi kart\u0131 bor\u00e7 \u00f6deme al\u0131\u015fkanl\u0131\u011f\u0131d\u0131r. Sonras\u0131nda %25 ile mevcut bor\u00e7 durumu ve %20 yeni kredi \u00fcr\u00fcnleri ba\u015fvurusu gelir. Kredi \u00fcr\u00fcnleri aras\u0131nda herhangi bir bankan\u0131n ihtiya\u00e7 kredisi, konut kredisi ve ta\u015f\u0131t kredisi ile kredi kartlar\u0131 yer al\u0131r. Peki; Kredi Kart\u0131 Ba\u015fvurusu Kredi Notunu Etkiler Mi?<\/p>\n

KKB sizin finansal hayat\u0131n\u0131z da att\u0131\u011f\u0131n\u0131z her ad\u0131m\u0131 yak\u0131ndan takip eder. Bu nedenle bankalara olan kredi veya kredi kart\u0131 ba\u015fvurular\u0131n\u0131z\u0131n say\u0131s\u0131 da kredi notunu etkileyen fakt\u00f6rlerden bir tanesidir. \u00c7ok s\u0131k kredi kart\u0131 ba\u015fvurusu yap\u0131yor veya hi\u00e7 yapm\u0131yor iseniz, kredi notunuz bundan etkilenecektir.<\/p>\n

Yeni Kredi Kart\u0131 ve Kredi Ba\u015fvurusu Kredi Notunu Etkiler mi?<\/strong><\/p>\n

Elbette yeni bir kredi kullan\u0131m\u0131 veya kredi kart\u0131, kredi notunu d\u00fc\u015f\u00fcrecektir. \u00c7\u00fcnk\u00fc hen\u00fcz bankalar nas\u0131l \u00f6deme yapaca\u011f\u0131n\u0131z\u0131 bilemezler. Fakat zaman i\u00e7erisinde kredi taksitlerinizi d\u00fczenli \u00f6derseniz veya kredi kart\u0131 borcunuzun \u00f6demesine sad\u0131k kal\u0131rsan\u0131z kredi notunuz da y\u00fckselecektir. Kredi notunuz 1300 ve \u00fcst\u00fc ise, kredi notunuzu y\u00fckseltmek i\u00e7in d\u00fc\u015f\u00fck limitli kredi kart\u0131 ba\u015fvurusu yaparak zaman i\u00e7erisinde \u00f6demelerinize dikkat etmeniz halinde notunuzun y\u00fckselmesi i\u00e7in \u015fans niteli\u011finde kullan\u0131labilir.<\/p>\n

E\u011fer herhangi bir bankan\u0131n kredi kart\u0131 veya kredi \u00fcr\u00fcnlerinden faydalanm\u0131yorsan\u0131z, daha \u00f6nce yapm\u0131\u015f oldu\u011funuz i\u015flemlere nazaran kredi kart\u0131n\u0131 do\u011fru \u015fekilde kullanan birisine g\u00f6re %20 kredi notunuz az olacakt\u0131r. Bu nedenle Kredi Kart\u0131 Ba\u015fvurusu Kredi Notunu Etkiler Mi? sorusuna cevap evet etkiler, ba\u015fta olumsuz sonras\u0131nda ise kullan\u0131ma ve borcun \u00f6denmesine ba\u011fl\u0131 olarak olumlu olumsuz etki eder. Hi\u00e7 kredi kart\u0131 kullanmamak da kredi notunu y\u00fckseltmeyecektir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi notunun \u015fekillenmesi ve ortaya \u00e7\u0131kmas\u0131nda bir \u00e7ok fakt\u00f6r etkisini g\u00f6stermektedir. Bunlar aras\u0131nda kredi \u00fcr\u00fcnleri bor\u00e7 \u00f6deme al\u0131\u015fkanl\u0131klar\u0131, hesap bakiye ve bor\u00e7 miktar\u0131 dengesi, yeni Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":4316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nKredi Kart\u0131 Ba\u015fvurusu Kredi Notunu Etkiler Mi?<\/title>\n<meta name=\"description\" content=\"Kredi notunun \u015fekillenmesi ve ortaya \u00e7\u0131kmas\u0131nda bir \u00e7ok fakt\u00f6r etkisini g\u00f6stermektedir. Bunlar aras\u0131nda kredi \u00fcr\u00fcnleri bor\u00e7 \u00f6deme al\u0131\u015fkanl\u0131klar\u0131, hesap\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/kredi-karti-basvurusu-kredi-notunu-etkiler-mi-4315\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi Kart\u0131 Ba\u015fvurusu Kredi Notunu Etkiler Mi?\" \/>\n<meta property=\"og:description\" content=\"Kredi notunun \u015fekillenmesi ve ortaya \u00e7\u0131kmas\u0131nda bir \u00e7ok fakt\u00f6r etkisini g\u00f6stermektedir. 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