bankalardan kredi \u00e7\u0131km\u0131yor<\/a> ve b\u00f6yle bir yol ar\u0131yorsunuz. Bu durumda iseniz senetle araba alman\u0131n y\u00f6ntemi \u015f\u00f6yle ger\u00e7ekle\u015fiyor. Galerici sizin yerinize kredi \u00e7ekiyor, zaten bu i\u015fi s\u00fcrekli yapt\u0131\u011f\u0131 i\u00e7in anla\u015fmal\u0131 oldu\u011fu bankalar sayesinde kolayl\u0131kla i\u015flemler ger\u00e7ekle\u015fiyor. Galericiye \u00f6zel faiz oranlar\u0131 bankalar taraf\u0131ndan devreye al\u0131n\u0131yor ve %1,08 faiz ile galerici 48 aya kadar sizin yerinize kredi kullan\u0131yor. Sonras\u0131nda size diyor ki; siz bu arac\u0131n paras\u0131n\u0131 ka\u00e7 ayda \u00f6dersiniz. Misal veriyorum, 48 ay dediniz. Galerici 1,08 faiz oran\u0131ndan \u00e7ekti\u011fi kredi i\u00e7in kafas\u0131na g\u00f6re faiz belirliyor ve \u00f6rne\u011fin %2 \u00fczerinden faiz uyguluyor. B\u00f6ylelikle hem faiz oran\u0131ndan kar yap\u0131yor hem de satt\u0131\u011f\u0131 ara\u00e7tan kar yap\u0131yor. \u00d6rnek verecek olursak, siz pe\u015finats\u0131z araba almak istiyorsunuz ve arac\u0131n bedeli de 30 Bin Lira. Sizin yerinize 48 ay vade ile kredi \u00e7eken ve size senet uygulayan bir galerici bu i\u015ften ne kadar kazan\u0131r bakal\u0131m. 30 Bin Lira %1,08 ile ara\u00e7 kredisi kullanan galerici toplamda geri \u00f6demesi 40 Bin 630 Lira oluyor. Sizden %2 faiz uygularsa alaca\u011f\u0131 toplam para 50 Bin 850 Lira ki bu en insafl\u0131 galerici oran\u0131d\u0131r. Ayr\u0131ca satt\u0131\u011f\u0131 ara\u00e7tan da 5 Bin Lira kazand\u0131\u011f\u0131n\u0131 varsayarsak toplam da 30 Bin Lira bedeli olan ara\u00e7tan 15 Bin Lira kazanm\u0131\u015f oluyor.<\/p>\nK\u0131sacas\u0131 galericilerin de en sevdi\u011fi sat\u0131\u015f y\u00f6ntemidir senetle araba satmak. Dolay\u0131s\u0131 ile senetle pe\u015finats\u0131z araba nas\u0131l al\u0131n\u0131r? sorusu, her \u015fekilde oto galericilerden al\u0131n\u0131r. \u00d6zellikle cebinizde pe\u015finat varsa daha kolay \u015fekilde araba sahibi olabilirsiniz.<\/p>\n
Peki galerici kendisini nas\u0131l sa\u011flama al\u0131yor. Daha \u00f6nce de belirtti\u011fimiz gibi noterde araca rehin koyma i\u015flemi yap\u0131l\u0131yor zaten rehin koydurmadan hi\u00e7bir galerici bu \u015fekilde para vermez. Bu sayede senet vadesi boyunca arac\u0131 satma gibi bir imkan\u0131n\u0131z olmaz. Ayr\u0131ca, her ay senet yap\u0131lmaz \u00e7o\u011funlukla tek senet yap\u0131l\u0131r ve sizin \u00f6deyece\u011fim dedi\u011finiz g\u00fcn paran\u0131n tamam\u0131n\u0131 \u00f6demek zorundas\u0131n\u0131zd\u0131r. Borcunuzu \u00f6demez iseniz zaten rehin oldu\u011fu i\u00e7in galerici yasal yollardan arac\u0131n\u0131za el koyabilir. Bu nedenle senetle araba almadan \u00f6nce iki kere d\u00fc\u015f\u00fcn\u00fcn, borcunuzu \u00f6demez iseniz o d\u00f6neme kadar olan \u00f6dedi\u011finiz paralar da heba olur.<\/p>\n","protected":false},"excerpt":{"rendered":"
Senetle Pe\u015finats\u0131z Araba Nas\u0131l Al\u0131n\u0131r? sorusunda as\u0131l amac\u0131n bankalardan kredi kullanmadan, faiz \u00f6demeden araba almak oldu\u011funa san\u0131r\u0131m hem fikiriz. Kredi kullanmadan araba nas\u0131l al\u0131n\u0131r, senetle Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":4252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[838,837,839],"yoast_head":"\nSenetle Pe\u015finats\u0131z Araba Nas\u0131l Al\u0131n\u0131r?<\/title>\n<meta name=\"description\" content=\"Senetle Pe\u015finats\u0131z Araba Nas\u0131l Al\u0131n\u0131r? sorusunda as\u0131l amac\u0131n bankalardan kredi kullanmadan, faiz \u00f6demeden araba almak oldu\u011funa san\u0131r\u0131m hem fikiriz. 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