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Bir kredi kart\u0131 edinmek elbette uygulanacak y\u00f6ntemler ile basittir. Asl\u0131na bakarsan\u0131z kredi kart\u0131 ba\u015fvurusu yapmak geli\u015fen teknoloji ile an\u0131nda m\u00fcmk\u00fcn olabilmektedir. Ba\u015fvuru yapmak kadar kredi kart\u0131na sahip olmak da kolayd\u0131r asl\u0131nda tabi baz\u0131 detaylar \u00f6nemli. Baz\u0131 bankalar hi\u00e7 kredi kart\u0131 kullanmam\u0131\u015f ve ilk kez kullanacak olan ki\u015filerin ba\u015fvurular\u0131n\u0131 de\u011ferlendirdiklerinde olumsuz cevap verebilmektedirler \u00e7\u00fcnk\u00fc \u00f6nce ki \u00f6deme al\u0131\u015fkanl\u0131klar\u0131n\u0131 g\u00f6rememekte olan banka kendini g\u00fcvence alt\u0131na almak i\u00e7in b\u00f6yle bir yol izleyebilir. Fakat asl\u0131nda sa\u00e7ma olan bu uygulama nedense bankalar taraf\u0131ndan \u0131srarla uygulanmaktad\u0131r. Bir insan neden kredi kart\u0131 ister ki? Evet, ilk kez kredi kart\u0131 sahibi olmak i\u00e7in ba\u015fvurmas\u0131 kadar do\u011fal ne olabilir? \u00d6rne\u011fin, \u00fcniversite \u00f6\u011frencilerine \u00e7ok kolay \u015fekilde kredi kart\u0131 veren bankalar, sigortal\u0131 \u00e7al\u0131\u015ft\u0131\u011f\u0131 halde baz\u0131 ki\u015filere kredi kart\u0131 verme konusunda zorluklar ya\u015fat\u0131r. \u0130\u015fte bu yaz\u0131m\u0131zda biraz da bu konulara de\u011finerek, Kredi Kart\u0131 Nas\u0131l Al\u0131n\u0131r? \u00f6\u011frenece\u011fiz.<\/p>\n

\u00d6ncelikle kredi kart\u0131 edinmek i\u00e7in nereden ba\u015fvuru yapmal\u0131y\u0131z inceleyelim. \u015eu an b\u00fct\u00fcn bankalar kendi resmi web siteleri \u00fczerinden kredi kart\u0131 ba\u015fvurusu kabul etmektedirler. Sadece TC kimlik numaran\u0131z ve cep telefonu numaran\u0131z ile herhangi bir bankadan ba\u015fvuru yapabilirsiniz. Baz\u0131 bankalar bu bilgilerin yan\u0131 s\u0131ra i\u015f bilgileri, maa\u015f ve adres bilgilerini de istemektedirler. Di\u011fer bir ba\u015fvuru \u015fekli ve tavsiye etti\u011fimiz ise, hesab\u0131n\u0131z\u0131n oldu\u011fu ve hali haz\u0131rda mobil bankac\u0131l\u0131\u011f\u0131n\u0131 kulland\u0131\u011f\u0131n\u0131z kendi bankan\u0131zdan ba\u015fvurunuzu yapman\u0131z. Mobil uygulama \u00fczerinden kredi kartlar\u0131 b\u00f6l\u00fcm\u00fcne yada ba\u015fvurular b\u00f6l\u00fcm\u00fcne giderek yeni kredi kart\u0131 talebi olu\u015fturabilirsiniz. \u00d6zellikle maa\u015f\u0131n\u0131z\u0131n yatt\u0131\u011f\u0131 yada aktif olarak kulland\u0131\u011f\u0131n\u0131z ve m\u00fc\u015fterisi oldu\u011funuz bankadan kredi kart\u0131 ba\u015fvurusu yapman\u0131z kredi kart\u0131 ba\u015fvurunuzun onaylanmas\u0131 a\u00e7\u0131s\u0131ndan en kesin \u00e7\u00f6z\u00fcmd\u00fcr.<\/p>\n

Peki ne yapt\u0131ysan\u0131z kredi kart\u0131 ba\u015fvurunuz kabul edilmiyorsa ne yapmal\u0131? Bu durumda ba\u015fvurunuzun neden reddedildi\u011fini \u00f6\u011frenmeniz gerekmekte. Kredi notunuzu ve daha \u00f6nce ki finansal hareketlerinizi yada varsa bor\u00e7lar\u0131n\u0131z\u0131 kapatman\u0131z gerekebilir. Ayr\u0131ca, y\u00fcksek limitli kredi kart\u0131 tercihlerinden de ilk kez kredi kart\u0131 kullanacaksan\u0131z uzak durmal\u0131s\u0131n\u0131z. Kredi Kart\u0131 Nas\u0131l Al\u0131n\u0131r? konusunda size \u00f6nerilerimiz, kredi notunuz d\u00fc\u015f\u00fck ise bir an \u00f6nce y\u00fckseltmeniz. Sonras\u0131nda, hesab\u0131n\u0131z\u0131n oldu\u011fu bankay\u0131 tercih etmeniz.<\/p>\n","protected":false},"excerpt":{"rendered":"