\u00c7ek Kar\u015f\u0131l\u0131ks\u0131z \u00c7\u0131karsa Ne Yap\u0131l\u0131r?<\/title>\n<meta name=\"description\" content=\"Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ekler \u00e7ok can s\u0131k\u0131c\u0131 bir durumdur ve \u00f6zellikle de k\u00fc\u00e7\u00fck sermaye ile d\u00f6nen veya yeni i\u015fyeri a\u00e7m\u0131\u015f birinin ba\u015f\u0131na gelmesi durumunda\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/cek-karsiliksiz-cikarsa-ne-yapilir-4045\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c7ek Kar\u015f\u0131l\u0131ks\u0131z \u00c7\u0131karsa Ne Yap\u0131l\u0131r?\" \/>\n<meta property=\"og:description\" content=\"Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ekler \u00e7ok can s\u0131k\u0131c\u0131 bir durumdur 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Ticaret ile u\u011fra\u015fan ki\u015filer bilir ki kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ek olay\u0131 \u00e7ok s\u0131k kar\u015f\u0131la\u015f\u0131lan bir durumdur. Nakit yerine kredi kart\u0131 kullan\u0131m\u0131n\u0131n yayg\u0131nla\u015fmas\u0131 ile birlikte bir \u00e7ok firma \u00e7ek ile ticareti ask\u0131ya alm\u0131\u015f olsa da, ticaretin de\u011fi\u015fmeyen \u00f6deme y\u00f6ntemlerindendir \u00e7ek. K\u0131ymetli evrak niteli\u011finde olan \u00e7ekler k\u0131sa vade bor\u00e7lanma \u00f6zelli\u011fini ta\u015f\u0131r. \u00c7ekin \u00fcst\u00fcn de yer alan bilgiler de bor\u00e7lu ki\u015fiye ait bilgiler, bor\u00e7 tutar\u0131 ve borcun ne zaman tahsil edilebilece\u011fine dair bilgiler yer al\u0131r ve \u00e7eki elinde bulunduran ki\u015fi, \u00e7ek \u00fcst\u00fcnde yazan vadeye kadar \u00e7ekin tahsilat\u0131n\u0131 yapamaz. \u00c7ek \u00fczerinde yazan tarihte tahsilat ger\u00e7ekle\u015ftirilir. \u0130\u015fletme sahipleri yada serbest \u00e7al\u0131\u015fan ki\u015filer ellerinde ki \u00e7ekin g\u00fcn\u00fc geldi\u011finde bankaya giderek paralar\u0131n\u0131n tahsilat\u0131n\u0131 ger\u00e7ekle\u015ftirebilirler. Fakat baz\u0131 durumlarda bankaya gitti\u011finizde \u00e7ek sahibinin hesab\u0131n\u0131n yetersiz olmas\u0131 durumunda \u00e7ekin tahsilat\u0131n\u0131 yapamazs\u0131n\u0131z. Bu \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kt\u0131 anlam\u0131na gelir. \u0130ki durumda \u00e7ek kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kar, birincisi \u00e7eki yazan ki\u015finin hesab\u0131nda para bulunmamas\u0131 durumu ikincisi ise hesapta para olmas\u0131na ra\u011fmen \u00e7ekin \u00fczerinde yazan miktar\u0131 kar\u015f\u0131layan bir mebla\u011f\u0131n olmamas\u0131. Peki; \u00c7ek Kar\u015f\u0131l\u0131ks\u0131z \u00c7\u0131karsa Ne Yap\u0131l\u0131r? Burada bilin\u00e7li olup 5941 say\u0131s\u0131 \u00e7ek kanununu bilmeniz gerek. Burada yer alan kanun maddesine g\u00f6re, banka size bir miktar \u00f6deme yapmak zorundad\u0131r. Bu miktar 2016 y\u0131l\u0131nda 1120 TL idi ve yeni g\u00fcncelleme ile 1200 TL\u2019ye \u00e7\u0131kar\u0131ld\u0131. Yani e\u011fer \u00e7ekin tutar\u0131 1200 ve alt\u0131nda ise, \u00e7ek sahibinin hesab\u0131nda para olmasa veya kar\u015f\u0131lamasa bile banka size bu paray\u0131 \u00f6demekle y\u00fck\u00fcml\u00fcd\u00fcr. 1200 TL\u2019nin \u00fcst\u00fcnde ki \u00e7ek tutarlar\u0131nda ise banka size 1200 TL \u00f6deme yapacakt\u0131r. Sonras\u0131nda, \u00e7ekin asl\u0131 bankada kalacak \u015fekilde, \u00e7ekin arkas\u0131na \u00f6denen tutar ve kalan tutar yaz\u0131l\u0131r. \u00c7ekin bir fotokopisi de sizde kalacak \u015fekilde verilir.<\/p>\n

\u00c7ek 1200 TL ve \u00fcst\u00fcnde bir rakam ise, kalan tutar\u0131 nas\u0131l tahsil edeceksiniz. Bankadan size verilen fotokopi ile birlikte Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131na veya icra dairelerine ba\u015fvurabilirsiniz. Bu ba\u015fvuru sonucu \u00e7ek sahibine kar\u015f\u0131 i\u015flemler ba\u015flat\u0131lacak ve haciz i\u015flemleri uygulanacakt\u0131r. \u00c7ek Kar\u015f\u0131l\u0131ks\u0131z \u00c7\u0131karsa Ne Yap\u0131l\u0131r? k\u0131sm\u0131nda bu bilgiler e\u015fli\u011finde hareket etmeniz dahilinde, \u00e7ek sahibi size ula\u015f\u0131p borcunu \u00f6demeyi kabul eder ve \u00f6derse, dilek\u00e7enizi geri \u00e7ekerek icra takibini durdurabilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"