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\u00d6ncelikle konuyu daha iyi anlamak a\u00e7\u0131s\u0131ndan size \u00f6rnek sunal\u0131m. Kampanya kapsam\u0131nda ki konut fiyatlar\u0131ndan ve faiz oranlar\u0131ndan yola \u00e7\u0131karak, bir ev alal\u0131m ve 240 ayl\u0131k taksidi nas\u0131l 220 ayda kapataca\u011f\u0131m\u0131za \u00f6rnek ile cevap verelim.<\/p>\n

Emlak Konut GYO taraf\u0131ndan a\u00e7\u0131klanan kampanyadan bir ev ald\u0131\u011f\u0131m\u0131z\u0131 varsayal\u0131m ve fiyat\u0131 369 Bin Lira olsun, bunun 257 Bin 600 Liras\u0131na kredi kullanal\u0131m 240 ay vade ile. Kredi taksitleri 2.747 TL olacakt\u0131r. \u015eimdi, 240 ay geri denem plan\u0131 yapt\u0131rd\u0131\u011f\u0131m\u0131zda nas\u0131l 220 ayda kredi kapat\u0131l\u0131r inceliyoruz ve bu y\u00f6ntem ile kalan 20 ayda ki faizlerin \u00f6demesinden de kurtulmu\u015f olacaks\u0131n\u0131z.<\/p>\n

\u00d6demelerinizi ayl\u0131k de\u011fil, 2 haftal\u0131k ara ile yapman\u0131z gerek. Yani; diyelim ki siz krediyi 3 \u015eubat 2017 de kulland\u0131n\u0131z ve \u00f6demelerini her ay\u0131n 2\u2019sinde yapacaks\u0131n\u0131z. 2747 TL\u2019nin yar\u0131s\u0131n\u0131 13 \u015eubat 2017\u2019de di\u011fer yar\u0131s\u0131n\u0131 da 27 \u015eubat 2017 \u2018de yap\u0131n, b\u00f6ylelikle 2 Mart\u2019\u0131n \u00f6demesi yatm\u0131\u015f olacak. B\u00f6yle yaparak 1 y\u0131lda 1 ay \u00f6nde olmu\u015f olacaks\u0131n\u0131z. Dikkat edin her ay yat\u0131raca\u011f\u0131n\u0131z para ayn\u0131 asl\u0131nda fakat hafta olarak \u00f6ne ge\u00e7ece\u011finiz i\u00e7in 1 y\u0131l sonunda 4 hafta \u00f6nde olmu\u015f olacaks\u0131n\u0131z. \u00d6rnek tablo a\u015fa\u011f\u0131da, k\u0131rm\u0131z\u0131 i\u015faretli 2 Ocak \u00f6deme g\u00fcn\u00fcn\u00fcz, mavi i\u015faretliler ise \u00f6demeyi 2\u2019ye b\u00f6l\u00fcp haftal\u0131k yat\u0131rd\u0131\u011f\u0131n\u0131z \u00f6demeler.<\/p>\n