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{"id":3884,"date":"2017-01-05T15:23:34","date_gmt":"2017-01-05T15:23:34","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=3884"},"modified":"2017-01-05T15:23:34","modified_gmt":"2017-01-05T15:23:34","slug":"kkb-risk-raporu-nedir-kkb-risk-raporu-nasil-alinir","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kkb-risk-raporu-nedir-kkb-risk-raporu-nasil-alinir-3884","title":{"rendered":"KKB Risk Raporu Nedir? KKB Risk Raporu Nas\u0131l Al\u0131n\u0131r?"},"content":{"rendered":"Kredi Kay\u0131t B\u00fcrosu taraf\u0131ndan kullan\u0131lan ve sadece bankalar\u0131n eri\u015febildi\u011fi finansal verilere 2012 senesinde getirilen yenilik ile t\u00fcm t\u00fcketicilerin eri\u015fimi sa\u011flanm\u0131\u015ft\u0131r. Bu sayede, bireysel olarak kredi notu \u00f6\u011frenme i\u015flemlerini ger\u00e7ekle\u015ftirmenin yan\u0131 s\u0131ra Kredi Risk Raporu sayesinde bankalarda ki kredi limitlerini de g\u00f6rme \u015fans\u0131na kavu\u015fmu\u015f olduk. Peki; KKB Risk Raporu Nedir? KKB Risk Raporu Nas\u0131l Al\u0131n\u0131r?<\/p>\n
Kredi Kay\u0131t B\u00fcrosu Nedir?<\/strong><\/p>\nK\u0131saca KKB olarak da adland\u0131r\u0131lan Kredi Kay\u0131t B\u00fcrosu, t\u00fcm bankalar\u0131n ortakl\u0131\u011f\u0131 ile kurulmu\u015f bir veri taban\u0131 i\u015fleme merkezidir denilebilir. Bu veritaban\u0131nda t\u00fcketicilerin daha \u00f6nce ki bankalar ve finans kurumlar\u0131 ile ger\u00e7ekle\u015ftirmi\u015f oldu\u011fu t\u00fcm i\u015flemler incelenir ve toplan\u0131r. Yani daha \u00f6nce \u00e7ekmi\u015f oldu\u011funuz kredinin \u00f6demeleri her daim burada saklanmaktad\u0131r. 4 y\u0131l ge\u00e7se bile, d\u00fczensiz \u00f6deme yaparsan\u0131z bu veritaban\u0131ndan bankalar sizin o d\u00f6neme ait bilgilerinizi g\u00f6r\u00fcr ve olumsuz yan\u0131t verebilirler. KKB taraf\u0131ndan tutulan veritaban\u0131nda, sms ile kredi ba\u015fvurunuz, ATM\u2019den ger\u00e7ekle\u015ftirdi\u011finiz her i\u015flem, internet bankac\u0131l\u0131\u011f\u0131ndan yapm\u0131\u015f oldu\u011funuz her hareket takip alt\u0131na al\u0131n\u0131r ve dataya i\u015flenir. Bu anlamda, KKB finansal ge\u00e7mi\u015fin aynas\u0131d\u0131r diyebiliriz.<\/p>\n
Kredi Kay\u0131t B\u00fcrosu, 2013 y\u0131l\u0131 itibari ile kay\u0131t alt\u0131nda tuttu\u011fu 30 milyonun \u00fcst\u00fcnde ki ki\u015fiye ait sadece finans i\u015flemleri anlam\u0131nda de\u011fil, kendi ad\u0131na olan fatura \u00f6demelerini de izlemektedir. Ad\u0131n\u0131za ait bir faturan\u0131n gecikmesi veya \u00f6denmemesi de kredi notunuzu etkileyen fakt\u00f6rler aras\u0131nda yerini alm\u0131\u015ft\u0131r.<\/p>\n
KKB Risk Raporu Nedir?<\/strong><\/p>\n\u00dcst sat\u0131rlarda da ifade etti\u011fimiz \u00fczere art\u0131k KKB risk raporuna herkes ula\u015fabilir. Bu bilgilere ula\u015fmak i\u00e7in findeks internet sitesine \u00fcye olman\u0131z ve belli bir \u00fccret \u00f6demeniz gerekmekte. Risk raporunda, karl\u015f\u0131la\u015f\u0131lan veriler \u00f6zetle; bankalara olan kredi\/bor\u00e7\/limit performanslar\u0131n\u0131 g\u00f6sterir. KKB Risk raporu sayesinde ki\u015filer hangi bankaya ne kadar gecikmesi var, ne kadar bor\u00e7 birikmi\u015f, bankalarda ki kredi limiti ne kadar ve takibe al\u0131nm\u0131\u015f bor\u00e7lar\u0131n\u0131 g\u00f6rebilirler. Bu anlamda, ki\u015fisel finans karnesi olan risk raporu herkesin belli d\u00f6nemlerde almas\u0131 gereken bir rapor.<\/p>\n
Kredi Risk Raporu d\u00fcnyan\u0131n her \u00fclkesinde ba\u015fka adlarla mevcut durumda ve ticarette de kullan\u0131lmakta. Bizde \u015fu an i\u00e7in sadece bankalar ile olan ili\u015fkiler \u00fczerinden konu olsa da gelecek d\u00f6nemde emlak sekt\u00f6r\u00fcnden imalat sekt\u00f6r\u00fcne her alanda kredi notu ve risk raporu \u00f6nem kazanacak. \u015e\u00f6yle ki; toptan mal al\u0131m\u0131 s\u0131ras\u0131nda \u00e7ek yazacak olan i\u015f adam\u0131ndan kredi notu istenecek ve ona g\u00f6re veresiye verilecek. Ev sahipleri kirac\u0131 se\u00e7iminde kredi notuna bakacak. Bunun gibi bir \u00e7ok alanda finansal karnemiz etki unsuru olacak.<\/p>\n
KKB Risk Raporu Nas\u0131l Al\u0131n\u0131r?<\/strong><\/p>\nKredi Kay\u0131t B\u00fcrosu sitelerinden findeks \u00fczerinden risk raporunuzu 4.72 TL kar\u015f\u0131l\u0131\u011f\u0131nda alabilirsiniz. Bunun i\u00e7in web sitesine giderek \u00fcye olman\u0131z varsa \u00fcyeli\u011finiz, giri\u015f yapt\u0131ktan sonra risk raporu olu\u015fur dedikten sonra \u00f6demenizi ger\u00e7ekle\u015ftirmeniz gerekmekte. Hem ekranda, hem mail adresinize hem de cep telefonunuza detaylar iletilecektir.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kredi Kay\u0131t B\u00fcrosu taraf\u0131ndan kullan\u0131lan ve sadece bankalar\u0131n eri\u015febildi\u011fi finansal verilere 2012 senesinde getirilen yenilik ile t\u00fcm t\u00fcketicilerin eri\u015fimi sa\u011flanm\u0131\u015ft\u0131r. Bu sayede, bireysel olarak kredi Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":3885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nKKB Risk Raporu Nedir? 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