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{"id":3837,"date":"2016-12-26T10:54:39","date_gmt":"2016-12-26T10:54:39","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=3837"},"modified":"2016-12-26T10:54:39","modified_gmt":"2016-12-26T10:54:39","slug":"kredi-kredi-karti-yasal-takip-sureci-hakkinda-detayli-bilgi","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-kredi-karti-yasal-takip-sureci-hakkinda-detayli-bilgi-3837","title":{"rendered":"Kredi ve Kredi Kart\u0131 Yasal Takip S\u00fcreci Hakk\u0131nda Detayl\u0131 Bilgi"},"content":{"rendered":"Eski \u00f6deme al\u0131\u015fkanl\u0131lar\u0131n\u0131n g\u00fcn ge\u00e7tik\u00e7e de\u011fi\u015fmesi, nakit para yerine s\u00fcrekli bor\u00e7lanarak kredi kart\u0131 ile al\u0131\u015fveri\u015f d\u00f6nemini olu\u015fturdu. Bizim olmayan para ile harcamalar\u0131m\u0131z\u0131 kredi kart\u0131 ile yapmak en b\u00fcy\u00fck problemlerden biri haline gelmi\u015f durumda. T\u00fcrkiye Bankalar Birli\u011fi taraf\u0131ndan sunulan raporda Ocak ve Ekim 2016 d\u00f6nemlerinde borcunu \u00f6demeyen kredi ve kredi kart\u0131 bor\u00e7lusu toplam say\u0131s\u0131 1.116.780 ki\u015fi. Bu olduk\u00e7a vahim ve d\u00fc\u015f\u00fcnd\u00fcr\u00fcc\u00fc bir tablo. Ayr\u0131ca yap\u0131lan ara\u015ft\u0131rmalara g\u00f6re \u00fclkemizde ki\u015fi ba\u015f\u0131 kredi ve kredi kart\u0131 borcu ortalama 12 Bin dolaylar\u0131nda. \u00a0Bu ara\u015ft\u0131rma sonucu Avrupa \u00fclkelerinde ki\u015fi ba\u015f\u0131 bor\u00e7 miktar\u0131 en y\u00fcksek \u00fclkelerden biri konumunday\u0131z. T\u00fcm bu veriler, \u00fclkemizde ya\u015fanan yasal takip s\u00fcrecinin de artmas\u0131n\u0131n nedenlerini g\u00f6steriyor asl\u0131nda. Bu yaz\u0131m\u0131zda sizlere Kredi ve Kredi Kart\u0131 Yasal Takip S\u00fcreci Hakk\u0131nda Detayl\u0131 Bilgi sunuyoruz.<\/p>\n
Kredi kart\u0131 \u00f6demelerine gelen yeni yasal d\u00fczenlemeler e\u015fli\u011finde art\u0131k kredi kart\u0131 d\u00f6nem borcunun asgarisi kadar 3 ay \u00fcst \u00fcste \u00f6denmemesi durumunda banka taraf\u0131ndan uyar\u0131 ge\u00e7ilir ve kart kullan\u0131ma kapat\u0131l\u0131r ayr\u0131ca 5 ay\u0131n sonunda \u00f6deme yapmayan m\u00fc\u015fterilerin bor\u00e7lar\u0131 banka taraf\u0131ndan avukata devredilir. Bankada bulunan g\u00fcncel ileti\u015fim bilgilerinizi kullanarak banka sizi bu s\u00fcre\u00e7ten haberdar etmek ve bilgi vermek zorundad\u0131r. Bankada bulunan ileti\u015fim bilgileriniz eski ise ve banka size ula\u015fam\u0131yor olsa da s\u00fcre\u00e7 devam eder ve faiz i\u015flemeye ba\u015flar. Avukatl\u0131k masraflar\u0131n\u0131n da m\u00fc\u015fteri taraf\u0131ndan \u00f6denece\u011fini bilmelisiniz. Bu a\u015famada art\u0131k hi\u00e7bir bankada 5 y\u0131l boyunca kredi veya kredi kart\u0131 \u00fcr\u00fcn\u00fc kullanamaz duruma gelmi\u015fsiniz demektir ve kara listeye isminiz al\u0131n\u0131r.<\/p>\n
Sicilinizin k\u00f6t\u00fc g\u00f6r\u00fcnmemesi a\u00e7\u0131s\u0131ndan banka 3 ay sonra sizi arad\u0131\u011f\u0131n da borcunuzun tamamn\u0131 kapatman\u0131z gerekir. Aksi taktirde yasal i\u015flem ba\u015flayacakt\u0131r. Kredi ve Kredi Kart\u0131 Yasal Takip S\u00fcreci Hakk\u0131nda Detayl\u0131 Bilgi..<\/p>\n
\u015eu konuda sizi bilgilendirmek istiyoruz. Yasal takip s\u00fcreci hemen i\u015fleme al\u0131nmayabilir. Banka size tolerans sa\u011flayabilir fakat avukat taraf\u0131ndan arand\u0131\u011f\u0131n\u0131zda iyi niyet g\u00f6stermeniz gerekmektedir. Borcunuzu tamamen kapatman\u0131z durumunda ise yasal takip ba\u015flamada bitmi\u015f olur ve \u00f6demeleriniz sadece gecikmi\u015f olarak sisteme i\u015flenir. Kredi notunuz hafif etkilenecektir fakat kara listede yer almayaca\u011f\u0131n\u0131z i\u00e7in sizin i\u00e7in daha yararl\u0131 olacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"
Eski \u00f6deme al\u0131\u015fkanl\u0131lar\u0131n\u0131n g\u00fcn ge\u00e7tik\u00e7e de\u011fi\u015fmesi, nakit para yerine s\u00fcrekli bor\u00e7lanarak kredi kart\u0131 ile al\u0131\u015fveri\u015f d\u00f6nemini olu\u015fturdu. Bizim olmayan para ile harcamalar\u0131m\u0131z\u0131 kredi kart\u0131 ile Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":3838,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[],"yoast_head":"\nKredi ve Kredi Kart\u0131 Yasal Takip S\u00fcreci Hakk\u0131nda Detayl\u0131 Bilgi<\/title>\n<meta name=\"description\" content=\"Eski \u00f6deme al\u0131\u015fkanl\u0131lar\u0131n\u0131n g\u00fcn ge\u00e7tik\u00e7e de\u011fi\u015fmesi, nakit para yerine s\u00fcrekli bor\u00e7lanarak kredi kart\u0131 ile al\u0131\u015fveri\u015f d\u00f6nemini olu\u015fturdu. Bizim olmayan para\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/kredi-kredi-karti-yasal-takip-sureci-hakkinda-detayli-bilgi-3837\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi ve Kredi Kart\u0131 Yasal Takip S\u00fcreci Hakk\u0131nda Detayl\u0131 Bilgi\" \/>\n<meta property=\"og:description\" content=\"Eski \u00f6deme al\u0131\u015fkanl\u0131lar\u0131n\u0131n g\u00fcn ge\u00e7tik\u00e7e de\u011fi\u015fmesi, nakit para yerine s\u00fcrekli bor\u00e7lanarak kredi kart\u0131 ile al\u0131\u015fveri\u015f d\u00f6nemini olu\u015fturdu. 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