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{"id":3770,"date":"2016-12-15T11:45:42","date_gmt":"2016-12-15T11:45:42","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=3770"},"modified":"2016-12-15T11:45:42","modified_gmt":"2016-12-15T11:45:42","slug":"dusuk-maasla-para-biriktirmenin-yollari","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/dusuk-maasla-para-biriktirmenin-yollari-3770","title":{"rendered":"D\u00fc\u015f\u00fck Maa\u015fla Para Biriktirmenin Yollar\u0131"},"content":{"rendered":"

Etraftan duyars\u0131n\u0131z genellikle ya\u015f\u0131 b\u00fcy\u00fck insanlardan \u201cbu zamanda para biriktirmek \u00e7ok zor\u201d ve benzeri laflar\u0131. Asl\u0131nda hakl\u0131l\u0131k paylar\u0131 var, eskiden hayat \u015fartlar\u0131 zor olmas\u0131na ra\u011fmen paran\u0131n daha de\u011ferli olmas\u0131, temel ihtiya\u00e7lar\u0131n kar\u015f\u0131lanmas\u0131 ve geriye para artmas\u0131na olanak sa\u011fl\u0131yordu. \u015eimdi ise maa\u015f\u0131n gelmesi ile birikte kredi kart\u0131 bor\u00e7lar\u0131,kredi taksitleri vs. derken gitmesi bir oluyor. Tabi burada eskiye nazaran l\u00fcks t\u00fcketimin artmas\u0131na \u00f6nemli rol oynuyor ve insanlar\u0131n kredi kart\u0131 kullanma al\u0131\u015fkanl\u0131klar\u0131 da artm\u0131\u015f durumda. Hal b\u00f6yle iken para harcamak kazanmaktan daha kolay hale geliyor. \u00d6zellikle de asgari \u00fccret ile ge\u00e7inen aileler para biriktirip en az\u0131ndan bir ev yada araba alma hayali kuruyorlar fakat nas\u0131l olaca\u011f\u0131 konusunda herhangi bir fikirleri yok. Bu yaz\u0131m\u0131zda sizlere D\u00fc\u015f\u00fck Maa\u015fla Para Biriktirmenin Yollar\u0131 nedir? Biraz bahsetmek istiyoruz.<\/p>\n

    \n
  1. \u00d6ncelikle bir hedef belirlemelisiniz. Bu hedef nedir nas\u0131l olmal\u0131d\u0131r? Hedefin ne olaca\u011f\u0131na siz karar vermelisiniz. Bu hedef ekonomik anlamda sizi zorlamamas\u0131 i\u00e7in en az 5 y\u0131ll\u0131k bir s\u00fcreyi kapsamal\u0131d\u0131r. Hedefiniz bir ev almak i\u00e7in pe\u015finat yada \u00e7ocu\u011funuzun yuvas\u0131n\u0131 kurmak i\u00e7in d\u00fc\u011f\u00fcn paras\u0131 olabilir. Hedefiniz ger\u00e7ekler ile \u00f6rt\u00fc\u015fmeli ve maa\u015f\u0131n\u0131z\u0131n 10 ayl\u0131k tutar\u0131n\u0131 ge\u00e7memelidir. \u00d6nemli olan 5 y\u0131l sonra elinizde bir birikimin olmas\u0131n\u0131 sa\u011flayacak ama sizi de zor durumda b\u0131rakmayacak bir hedef belirlemek.<\/li>\n
  2. Al\u0131\u015fveri\u015f yaparken \u201colmasa da olur\u201d diyece\u011finiz \u00fcr\u00fcnlerden vazge\u00e7mek. Evet, bir \u00e7o\u011fumuz markete g\u0131da harcamas\u0131 i\u00e7in girdi\u011fimizde akl\u0131m\u0131zda olmayan bir tak\u0131m \u00fcr\u00fcnleri de alm\u0131\u015f olarak marketten \u00e7\u0131kar\u0131z. Oysa, gereksiz al\u0131nan her \u00fcr\u00fcn hem israf hem de maddi zarara yol a\u00e7makta. O nedenle, kendinize limitler koyman\u0131z ve prensipler edinmeniz \u015fart. Kurallar koyun ve harcamalar\u0131n\u0131z da \u201colmasa da olur\u201d dedi\u011finiz \u015feylere dikkat ederek bo\u015f yere ald\u0131\u011f\u0131n\u0131z \u00fcr\u00fcnlerden vazge\u00e7mesini bilin. Bu sayede ekonominize \u00e7ok b\u00fcy\u00fck katk\u0131 sa\u011flayacaks\u0131n\u0131z.<\/li>\n
  3. L\u00fcks t\u00fcketimden uzak durup \u00e7evrenize zengin g\u00f6r\u00fcnmeye \u00e7al\u0131\u015f\u0131yorsan\u0131z, aman dikkat! En b\u00fcy\u00fck hata \u00e7evrenize nas\u0131l g\u00f6r\u00fcnece\u011finizi d\u00fc\u015f\u00fcnmenizdir. B\u0131rak\u0131n sizi fakir sans\u0131nlar. \u00c7ok b\u00fcy\u00fck paralar kazanan insanlar bile \u00e7ok m\u00fctevaz\u0131 bir hayat s\u00fcrmekte. O nedenle b\u0131rak\u0131n zengin gibi ya\u015famak yerine g\u00fcndelik hayat\u0131n tad\u0131 \u00e7\u0131ks\u0131n.<\/li>\n
  4. Mutlaka bir Bireysel Emeklilik Plan\u0131 edinin. Bu nokta beklide d\u00fc\u015f\u00fck maa\u015fla para kazanman\u0131n yollar\u0131 aras\u0131nda ki en \u00f6nemli nokta. \u00d6zellikle devletin vermi\u015f oldu\u011fu %25 destek ile art\u0131k Bireysel emeklilik daha \u00f6nemli bir yat\u0131r\u0131m kayna\u011f\u0131 halini ald\u0131. D\u00fc\u015f\u00fck maa\u015fla ben nas\u0131l yapar\u0131m? diye d\u00fc\u015f\u00fcnmeyin \u00e7\u00fcnk\u00fc herkese uygun bir ayl\u0131k \u00f6deme tutar\u0131 olu\u015fturulabiliyor. Bu sayede ayl\u0131k 100 TL katk\u0131 pay\u0131 ile ba\u015flad\u0131\u011f\u0131n\u0131zda 10 y\u0131l sonra \u00e7ok ciddi paralar biriktirmi\u015f olabilirsiniz. \u00dcstelik her biriktirdi\u011finiz para, yat\u0131r\u0131m ara\u00e7lar\u0131nda de\u011fer kazanaca\u011f\u0131 gibi devletin verdi\u011fi ekstra da sizlere g\u00fczel bir gelir sa\u011flayacakt\u0131r.<\/li>\n
  5. Ak\u0131ll\u0131 cep telefonlar\u0131nda bulunan program ar\u015fivlerinden mutlaka bir b\u00fct\u00e7e program\u0131 telefonunuza indirin ve yapt\u0131\u011f\u0131n\u0131z harcamalar\u0131 kay\u0131t alt\u0131nda tutun. Bu sayede nereye ne kadar para harcad\u0131\u011f\u0131n\u0131z\u0131 g\u00f6rebilir ve tasarruf edece\u011finiz giderleri daha kolay inceleyebilirsiniz.<\/li>\n
  6. D\u00fc\u015f\u00fck maa\u015fla para biriktirmenin yollar\u0131 metotlar\u0131n\u0131 uygulamaya ba\u015flamadan \u00f6nce kredi kart\u0131n\u0131z\u0131n bor\u00e7lar\u0131n\u0131 kapatmak \u00f6nceli\u011finiz olsun. Bor\u00e7 her zaman aya\u011f\u0131n\u0131za tak\u0131lan pranga gibidir ve para biriktirmenizi engeller. \u00d6ncelikle bor\u00e7lar\u0131n\u0131z\u0131 temizlemek en mant\u0131kl\u0131s\u0131 olacakt\u0131r. Kredi kart\u0131<\/a> kullan\u0131mlar\u0131n\u0131z\u0131 g\u00f6zden ge\u00e7irip bor\u00e7luluk y\u00fck\u00fcnden kurtulmal\u0131s\u0131n\u0131z.<\/li>\n
  7. D\u00fc\u015f\u00fck maa\u015fl\u0131 \u00e7al\u0131\u015fmak para biriktirmeye engel de\u011fil. \u0130htiya\u00e7lar\u0131n\u0131z\u0131 k\u0131sam\u0131yorsan\u0131z ek i\u015f yapabilirsiniz. Evde ek i\u015f f\u0131rsatlar\u0131 yan\u0131 s\u0131ra internetten para kazanma<\/a> veya i\u015ften arda kalan saatlerde evinize yak\u0131n ba\u015fka bir i\u015f imkan\u0131 varsa de\u011ferlendirebilirsiniz. Bu yorucu olacakt\u0131r ama unutmay\u0131n ki hedefiniz b\u00fcy\u00fck ve maa\u015f\u0131n\u0131z az ise daha fazla \u00e7al\u0131\u015fmak en do\u011frusu.<\/li>\n<\/ol>\n

    D\u00fc\u015f\u00fck maa\u015fla para biriktirmenin yollar\u0131 g\u00f6rd\u00fc\u011f\u00fcn\u00fcz \u00fczere bu i\u015flemler ile daha m\u00fcmk\u00fcn hale gelecektir. \u00d6nemli olan para kazanmaktan \u00e7ok para harcamaya dikkat etmektir.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Etraftan duyars\u0131n\u0131z genellikle ya\u015f\u0131 b\u00fcy\u00fck insanlardan \u201cbu zamanda para biriktirmek \u00e7ok zor\u201d ve benzeri laflar\u0131. Asl\u0131nda hakl\u0131l\u0131k paylar\u0131 var, eskiden hayat \u015fartlar\u0131 zor olmas\u0131na ra\u011fmen Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":3771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"yoast_head":"\nD\u00fc\u015f\u00fck Maa\u015fla Para Biriktirmenin Yollar\u0131<\/title>\n<meta name=\"description\" content=\"Etraftan duyars\u0131n\u0131z genellikle ya\u015f\u0131 b\u00fcy\u00fck insanlardan \u201cbu zamanda para biriktirmek \u00e7ok zor\u201d ve benzeri laflar\u0131. Asl\u0131nda hakl\u0131l\u0131k paylar\u0131 var, eskiden\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/dusuk-maasla-para-biriktirmenin-yollari-3770\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00fc\u015f\u00fck Maa\u015fla Para Biriktirmenin Yollar\u0131\" \/>\n<meta property=\"og:description\" content=\"Etraftan duyars\u0131n\u0131z genellikle ya\u015f\u0131 b\u00fcy\u00fck insanlardan \u201cbu zamanda para biriktirmek \u00e7ok zor\u201d ve benzeri laflar\u0131. 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