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\u00d6rne\u011fin; yat\u0131ralacak olan paran\u0131n miktar\u0131na g\u00f6re de de\u011fi\u015fkenlik g\u00f6steren faiz oranlar\u0131 Akbank\u2019da %2 ila %4,60 aras\u0131nda , Altarnatifbank\u2019da %1,75 ve %5,75 aras\u0131nda, Anadolubank\u2019da %6,50 ile %7,75 aras\u0131nda , Vak\u0131fbank\u2019da %3 ile %4,50 aras\u0131nda ve di\u011fer bankalarda hemen ayn\u0131 rakamlarda de\u011fi\u015fkenlik g\u00f6stermekte. Oysa e-vadeli mevduat hesab\u0131na bakt\u0131\u011f\u0131m\u0131z faiz oranlar\u0131n\u0131n %13\u2019lere kadar \u00e7\u0131kt\u0131\u011f\u0131 g\u00f6r\u00fclmekte. Bu durum kar\u015f\u0131s\u0131nda m\u00fc\u015fteriler e-vadeli mevduat hesab\u0131 a\u00e7t\u0131rarak daha fazla faiz kazanma yolunu se\u00e7mektedirler. Peki; E-Vadeli Mevduat Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/p>\n

E-Vadeli hesap a\u00e7t\u0131rmak bankalar\u0131n kendi kriterleri do\u011frultusunda de\u011fi\u015fkenlik g\u00f6sterse de izlenecek y\u0131ol haritas\u0131 genelde ayn\u0131. \u015eimdi size nas\u0131l bir yol izleyerek e-mevduat hesab\u0131 a\u00e7t\u0131rabilece\u011finizden bahsetmek istiyoruz.<\/p>\n

\u00d6ncelikle hangi bankadan e-mevduat hesab\u0131 a\u00e7t\u0131rmak istiyor iseniz karar vermeli ve o bankan\u0131n m\u00fc\u015fteri portf\u00f6y\u00fcnde bulunmal\u0131s\u0131n\u0131z. E\u011fer \u00e7al\u0131\u015fm\u0131\u015f oldu\u011funuz haz\u0131rda bir banka var ise e-vadeli hesap a\u00e7t\u0131rmak i\u00e7in internet bankac\u0131l\u0131\u011f\u0131 \u015fifrenizi bilmeniz yeterli. Mobil bankac\u0131l\u0131k olarak da tabir edilen internet \u015fubesine \u015fifreniz ve banka m\u00fc\u015fteri numaran\u0131z ile birlikte giri\u015f yapt\u0131ktan sonra, hesaplar ad\u0131m\u0131n\u0131 takip ederek yeni hesap a\u00e7\u0131l\u0131\u015f\u0131 yapman\u0131z gerekiyor. Bu noktada \u00e7\u0131kan y\u00f6nergelerden e-vadeli hesap a\u00e7\u0131l\u0131\u015f\u0131 se\u00e7ene\u011fini t\u0131klayarak dakikalar i\u00e7erisinde e-vadeli hesab\u0131n\u0131z a\u00e7\u0131lm\u0131\u015f oluyor. Yine bu ad\u0131mlar\u0131 uygulamak i\u00e7in gereken internet bankac\u0131l\u0131\u011f\u0131 \u015fifresi i\u00e7in ise bankan\u0131z ile irtibata ge\u00e7meniz ve gerekli formlar\u0131 doldurarak internet eri\u015fimine izin vermeniz gerekli.<\/p>\n

E-mevduat hesab\u0131 a\u00e7t\u0131rmak gibi hesab\u0131n\u0131z\u0131 kapatmak istedi\u011finizde de yine ayn\u0131 \u015fekilde internet bankac\u0131l\u0131\u011f\u0131 sayesinde yapabilir ve paran\u0131z\u0131 mevcut ba\u015fka hesaba aktararak e-vadeli hesab\u0131n\u0131z\u0131 kapatabilirsiniz.<\/p>\n

Her zaman s\u00fcrekli g\u00fcncellenen faiz oranlar\u0131 bankalar\u0131n resmi web sitelerinde mevcut fakat \u015fu an i\u00e7in g\u00fcncel listeye a\u015fa\u011f\u0131dan ula\u015fabilir ve sonras\u0131 i\u00e7in de fikir edinebilirsiniz.<\/p>\n