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Gelir belgesiz ihtiya\u00e7 kredisi t\u00fcr\u00fcne giren Akbank direkt kredi sizin \u015fubeye gidip baz\u0131 i\u015flemleri ger\u00e7ekle\u015ftirmenize yani yorulman\u0131za gerek kalmadan size kredi vermekte. Fakat gelir belgesi zorunlulu\u011fu olmad\u0131\u011f\u0131 i\u00e7in sadece 15 Bin Liraya kadar olan ba\u015fvurular\u0131n\u0131z\u0131 onaya almaktad\u0131r. Haftan\u0131n hangi g\u00fcn\u00fc olursa olsun hangi saat olursa olsun kredi ba\u015fvurunuzu yapabilir ve onay alan kredinizi dakikalar sonra hesab\u0131n\u0131zda g\u00f6rebilirsiniz. Akbank Direkt ile kredi almak i\u00e7in ba\u015fvuru kanallar\u0131, SMS ile kredi ba\u015fvurusu, internet sayfas\u0131ndan yap\u0131lan ba\u015fvuru, Akbank direkt mobil uygulamas\u0131ndan kredi ba\u015fvurusu veya telefon bankac\u0131l\u0131\u011f\u0131 ile kredi ba\u015fvurusu \u015feklinde ger\u00e7ekle\u015fmektedir. Daha \u00f6nce de belirtti\u011fimiz gibi, ba\u015fvuru i\u015flemi olduk\u00e7a kolay ve h\u0131zl\u0131 peki avantajl\u0131 m\u0131? Son para\u011fraf\u0131m\u0131z da bu sorunun cevab\u0131n\u0131 vermeye \u00e7al\u0131\u015fal\u0131m.<\/p>\n

Akbank direk ile kredi almak, kredi faiz oranlar\u0131 ve kredi tahsis \u00fccreti incelendi\u011finde asl\u0131nda pek de avantajl\u0131 g\u00f6z\u00fckmemekte. Sizin i\u00e7in t\u00fcm bankalar\u0131n y\u0131ll\u0131k faiz oranlar\u0131 maliyetlerine bakt\u0131k ve t\u00fcm bankalar\u0131n kar\u015f\u0131la\u015ft\u0131rmas\u0131n\u0131 yapt\u0131k. Di\u011fer bankalar\u0131n yapm\u0131\u015f olduklar\u0131 kampanyalar ve kredi faiz oranlar\u0131 sonucunda \u015fu sonu\u00e7lar elde edildi.<\/p>\n

Akbank direk ile kredi \u00e7ekmek istedi\u011fimiz tutar 15 Bin ve vade say\u0131s\u0131 48 ay olarak belirlendi\u011fini \u00f6rnek olarak ele alal\u0131m. B\u00f6yle bir kredi sorgulamas\u0131nda ayl\u0131k taksit tutarlar\u0131 468 TL \u00e7\u0131kmaktad\u0131r. Yani faiz oran\u0131 %1,49 seviyelerinde ve di\u011fer kredi t\u00fcrlerini kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131m\u0131zda taksitlerin fazla oldu\u011fu g\u00f6ze \u00e7arpmaktad\u0131r. Di\u011fer bankalar\u0131n sunmu\u015f olduklar\u0131 kredi kampanyalar\u0131na bakt\u0131\u011f\u0131m\u0131zda faiz oranlar\u0131 %1,12-%1,29 aras\u0131nda de\u011fi\u015fen oranlara rastlaman\u0131z m\u00fcmk\u00fcn. Akbank direkt ile kredi almak i\u00e7in vade oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrseniz bile maalesef faiz oran\u0131 %1,49 da kalmakta bu da y\u0131ll\u0131k faiz oran\u0131 a\u00e7\u0131s\u0131ndan y\u00fcksek kalaca\u011f\u0131 i\u00e7in pek de avantajl\u0131 olarak g\u00f6z\u00fckmemektedir. Evet, Akbank direkt kredi ba\u015fvurusu h\u0131zl\u0131 ve kolay fakat faiz oranlar\u0131 a\u00e7\u0131s\u0131ndan y\u00fcksek oldu\u011fu bu bak\u0131mdan da avantajl\u0131 olmad\u0131\u011f\u0131 sonucuna varmaktay\u0131z.<\/p>\n