Cepten Kredi Ba\u015fvurusu Onaylanma \u015eans\u0131 Nedir?<\/title>\n<meta name=\"description\" content=\"\u00d6nce ki y\u0131llara g\u00f6re teknolojik imkanlar\u0131n artmas\u0131 ile cepten kredi ba\u015fvurusu i\u015flemleri olduk\u00e7a pop\u00fclerlik kazand\u0131. Bankalar\u0131n yapm\u0131\u015f olduklar\u0131 alt yap\u0131\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/cepten-kredi-basvurusu-onaylanma-sansi-nedir-3649\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cepten Kredi Ba\u015fvurusu Onaylanma \u015eans\u0131 Nedir?\" \/>\n<meta property=\"og:description\" content=\"\u00d6nce ki y\u0131llara g\u00f6re teknolojik imkanlar\u0131n artmas\u0131 ile cepten kredi ba\u015fvurusu i\u015flemleri olduk\u00e7a pop\u00fclerlik kazand\u0131. 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Bankalar \u015fubede olu\u015fan yo\u011funlu\u011fu engellemek ad\u0131na ve m\u00fc\u015fterilerin kendilerine daha h\u0131zl\u0131 \u015fekilde ula\u015fmas\u0131 ad\u0131na, bankamatiklerin yan\u0131 s\u0131ra cep telefonu, bilgisayar, tablet ve mobil uygulamalar ile kredi ba\u015fvurular\u0131n\u0131 tek ad\u0131mda ger\u00e7ekle\u015ftirilmesini hedeflemekte. Son zamanlarda reklamlarda da s\u0131k\u00e7a duydu\u011funuz kelimelerden \u201c\u015fubesiz bankac\u0131l\u0131k\u201d g\u00fcn\u00fcm\u00fcze uyarlanmaya \u00e7al\u0131\u015f\u0131l\u0131yor. T\u00fcrkiye de\u011fi\u015fime zor ayak uyduran bir \u00fclke oldu\u011fu i\u00e7in hen\u00fcz yeni yeni \u015fubesiz bankac\u0131l\u0131k kabul g\u00f6rse de asl\u0131nda hem maliyet a\u00e7\u0131s\u0131ndan hem de\u00a0 i\u015flemlerin daha h\u0131zl\u0131 ger\u00e7ekle\u015fmesi a\u00e7\u0131s\u0131ndan olduk\u00e7a kolayl\u0131k sa\u011flamakta. \u015eubesiz bankac\u0131l\u0131k \u00e7ok \u00e7e\u015fitli cihazlar ile kar\u015f\u0131m\u0131za \u00e7\u0131kmakta \u00f6rne\u011fin ak\u0131ll\u0131 cep telefonunuzda kullanm\u0131\u015f oldu\u011funuz bankan\u0131n bir \u015fubesi bulunabilir! Mobil bankac\u0131l\u0131k uygulamalar\u0131 ile sadece sms ile de\u011fil mobil uygulama ile de kredinizi olu\u015fturman\u0131z m\u00fcmk\u00fcn. Cepten Kredi Ba\u015fvurusu Onaylanma \u015eans\u0131 Nedir? Hangi kriterlere bak\u0131larak kredi onaylan\u0131yor veya olumsuz yan\u0131t al\u0131yor?<\/p>\n

Ne kadar h\u0131zl\u0131 ve bankalar\u0131n istedi\u011fi gibi bir talep olu\u015ftursan\u0131z da her zaman cepten kredi ba\u015fvurusu onaylanmayabilir. Kredi ba\u015fvurusu yapmadan \u00f6nce belirli k\u0131staslar\u0131 g\u00f6zden ge\u00e7irmenizde fayda var. \u00d6ncelikle tutar \u00e7ok \u00f6nemli bir kriter olu\u015fturmakta. Kredi tutar\u0131, geliriniz ile uyu\u015fmal\u0131 yani bir ba\u015fka ifade ile kredi taksit tutarlar\u0131 maa\u015f\u0131n\u0131z\u0131n yar\u0131s\u0131n\u0131 ge\u00e7memelidir. E\u011fer 1 Lira bile maa\u015f\u0131n\u0131z\u0131n yar\u0131s\u0131n\u0131 ge\u00e7se maalesef kredinz otomatik sistem taraf\u0131ndan reddedilir. Ayr\u0131ca di\u011fer \u00f6nemli unsur kredi notu. Kredi notunuz d\u00fc\u015f\u00fck ve 0-1300 aras\u0131 ise yine banka kredinize olumlu yan\u0131t vermeyecektir.<\/p>\n

Her banka herkesin kredi \u00e7a\u011fr\u0131s\u0131n\u0131 cep telefonundan kabul etmeyebilir. Baz\u0131 bankalar cepten kredi ba\u015fvurusu i\u00e7in sadece kendi m\u00fc\u015fterilerine hizmet verirken baz\u0131 bankalar t\u00fcm kitleye hitap etmektedir. Ayr\u0131ca bu t\u00fcr ba\u015fvuru gelir belgesiz kredi kapsam\u0131na girmektedir. Bu nedenle kredi tutarlar\u0131 10 Bin liraya kadar olan ba\u015fvurular i\u00e7in etkili bir y\u00f6ntem olu\u015fturmaktad\u0131r. \u015eunu unutmay\u0131n ki, cepten yap\u0131lan kredi ba\u015fvurular\u0131 sistem taraf\u0131ndan kay\u0131t alt\u0131nda tutulan ki\u015fisel verilerinize dayan\u0131larak an\u0131nda cevap bulaca\u011f\u0131 i\u00e7in tavsiyemiz ( 10 Bin ve \u00fczeri kredi ba\u015fvurular\u0131n\u0131z i\u00e7in ) banka \u015fubesine giderek uzman kredi dan\u0131\u015fman\u0131ndan yard\u0131m alarak ba\u015fvuru olu\u015fturman\u0131z.<\/p>\n","protected":false},"excerpt":{"rendered":"