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\u00d6ncelikle bankalar\u0131n m\u00fc\u015fterilerinin kredi notunu hesaplamakta kullanm\u0131\u015f olduklar\u0131 baz\u0131 finansal hesaplamalar vard\u0131r. Bu finansal hesaplamalarda ne kadar s\u00fcre sigortal\u0131 \u00e7al\u0131\u015f\u0131yor oldu\u011funuz, mal varl\u0131\u011f\u0131n\u0131z, ge\u00e7mi\u015ften kalan bir borcunuzun olup olmad\u0131\u011f\u0131 ve daha \u00f6nce bir kredi kullanm\u0131\u015f iseniz bu kredi borcunuzun d\u00fczenli \u00f6deyip \u00f6demedi\u011finize bak\u0131larak yap\u0131l\u0131r. T\u00fcm bunlar\u0131n sonucunda da size ait bir kredi notu \u00e7\u0131kart\u0131r.<\/p>\n

En d\u00fc\u015f\u00fck kredi notu aral\u0131\u011f\u0131 1-799 iken orta riskli kredi notu aral\u0131\u011f\u0131 800-1299 dir. Az riskli grupta 1300-1499 bulunurken 1500 ile 1699 puan aral\u0131\u011f\u0131 iyi olarak adland\u0131r\u0131lmaktad\u0131r.En y\u00fcksek kredi notu aral\u0131\u011f\u0131 ise 1700 ile 1900 aral\u0131\u011f\u0131d\u0131r. Bu aral\u0131kta bulunan ki\u015filer \u00e7ok iyi grubu olarak adland\u0131r\u0131l\u0131rken kredi almak istedikleri takdirde hi\u00e7bir engelle kar\u015f\u0131la\u015fmazlar ve hemen kredi alabilirler.<\/p>\n

En Y\u00fcksek Kredi Notu Ka\u00e7t\u0131r?<\/em> sorusunun cevab\u0131 ise ; en y\u00fcksek kredi notu aral\u0131\u011f\u0131 1700-1900 olmas\u0131yla birlikte elbette ki bu not aral\u0131\u011f\u0131na ula\u015fabilmenizde ki etkenler biraz \u00f6nce bahsetmi\u015f oldu\u011fumuz kriterleri en ba\u015far\u0131l\u0131 \u015fekilde tamamlaman\u0131zd\u0131r. \u0130yi bir maa\u015f, iyi bir e\u011fitim seviyesi ve meslek, daha \u00f6nce kullan\u0131lm\u0131\u015f bir kredi varsa bunun zaman\u0131nda \u00f6denmesi gibi bir \u00e7ok etken sizin kredi notunuzu art\u0131ran etkenlerdir. En y\u00fcksek kredi notunda ister 1700 seviyesinde isterseniz de 1900 seviyesinde olman\u0131z pek de bir \u015fey fark ettirmemekle birlikte her hal\u00fckarda 1900 e yak\u0131n bir rakama sahip olman\u0131z sizin i\u00e7in daha iyi olacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"