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Bankamatiklerde para unutulmas\u0131 durumunda birinin alma sorunu ya\u015fanacakt\u0131r. Bu durumda elbette ki bankan\u0131n bir sorumlulu\u011fu s\u00f6z konusu de\u011fildir. Unutulmamas\u0131 i\u00e7in gerekli \u00f6nlemler al\u0131nmal\u0131d\u0131r.<\/p>\n

Bankalarda unutulan hesaplar devaml\u0131 olarak hesap i\u015fletim \u00fccreti yazacakt\u0131r. Bankalar her y\u0131l d\u00fczenli olarak hesap i\u015fletim \u00fccreti almaktad\u0131r. Hesap i\u015fletim \u00fccretleri bankadan bankaya g\u00f6re de\u011fi\u015fkenlik g\u00f6stermektedir. Bankalarda hesaplar\u0131n unutulmamas\u0131 i\u00e7in kullan\u0131lmayan hesaplar kapat\u0131lmal\u0131d\u0131r.<\/p>\n

Kullan\u0131lmayan hesaplar\u0131n kapat\u0131lmamas\u0131 durumunda hesap unutulacakt\u0131r ve hesap devaml\u0131 olarak i\u015fletim \u00fccreti i\u015fletmeye devam edecektir. Kart hesap i\u015fletimi 4 y\u0131l s\u00fcrmektedir. 4 y\u0131l sonra hesap kendili\u011finden kapanacakt\u0131r. Ve d\u00f6rt y\u0131l boyunca biriken hesap i\u015fletim \u00fccretleri sizden toplu olarak tahsil edilecektir. Bu hesap i\u015fletim \u00fccrtenin toplu olarak tahsil edilemedi\u011finde m\u00fc\u015fteri takibe d\u00fc\u015f\u00fcr\u00fclecektir. M\u00fc\u015fteri takibe d\u00fc\u015f\u00fcr\u00fcld\u00fckten sonra alaca\u011f\u0131n tahsil edilememesi halinde hacze gidilecektir.<\/p>\n

Unutulan Hesaplar \u0130\u00e7inde Bulunan Paralar Ne Olur?<\/strong><\/p>\n

Banka hesaplar\u0131 i\u00e7in belli bir hesap i\u015fletim \u00fccreti al\u0131nmaktad\u0131r. Bankada para varsa bu paralardan hesap i\u015fletim \u00fccreti otomatik olarak kesilmektedir. Bunun haricinde hesapta bulunan paralar\u0131n unutulmas\u0131 durumunda paralar hesapta kalmaya devam edecektir.<\/p>\n

Bankalar bir hesapta olan paray\u0131 maksimum 10 y\u0131l hesapta tutmaktad\u0131r. 10 y\u0131l s\u00fcresince \u00e7ekilmeyen, kullan\u0131lmayan paralar TMSF\u2019ye aktar\u0131lacakt\u0131r. Bu sebepten \u00f6t\u00fcr\u00fc her y\u0131l d\u00fczenli olarak bir hesab\u0131n\u0131z olup olmad\u0131\u011f\u0131n kontrol etmeniz gerekmektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"