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Kefil, kredi notu d\u00fc\u015f\u00fck olan, bankan\u0131n g\u00fcven elde edemedi\u011fi bireylerin kredi almak istemesi halinde, kredi notu ve gelir durumu iyi olan bir bireyi teminat olarak g\u00f6stermelerine denilmektedir. Kredi borcu olan ve kredi borcunu \u00f6deyemeyen ki\u015filerin e\u011fer ki kefili bulunuyorsa, \u00f6deyemedikleri bor\u00e7lar\u0131 kefil \u00f6demekle y\u00fck\u00fcml\u00fc bulmaktad\u0131r.<\/p>\n

Kefil her kredi i\u00e7in talep edilmemektedir. Baz\u0131 kredilerde kefil talep edilirken, baz\u0131 kredilerde kefil talep edilmemektedir. \u0130\u015fte, kefilsiz kredi veren bankalar;<\/p>\n

Cepte TEB \u0130htiya\u00e7 Kredisi:<\/strong> Kefilsiz kredi alabilece\u011finiz bankalardan bir tanesi de TEB ihtiya\u00e7 kredileridir. Cepte TEB ihtiya\u00e7 kredisi almak i\u00e7in ba\u015fvurunuzu Cepte TEB uygulamas\u0131 \u00fczerinden yapabilirsiniz. Cepte TEB ihtiya\u00e7 kredisi 1000 TL ile 15.000 TL aras\u0131nda de\u011fi\u015fkenlik g\u00f6stermektedir. Kredi ba\u015fvurunuzu ihtiyac\u0131n\u0131z olan maddiyata g\u00f6re yapabilirsiniz. 36 aya varan vadeler sunulmakta ve banka kefil talebinde bulunmamaktad\u0131r.<\/p>\n

Yap\u0131 Kredi \u0130htiya\u00e7 Kredisi:<\/strong> Yap\u0131 Kredi de kefilsiz kredi sunan bankalar aras\u0131nda bulunmaktad\u0131r. Yap\u0131 kredi \u015fubesine ba\u015fvuru yaparak kefilsiz kredi alabilirsiniz. 10.000 lira ve 15.000 lira tutar\u0131nda olmak \u00fczere iki \u00e7e\u015fitte kredi imk\u00e2n\u0131 tan\u0131maktad\u0131r. Yap\u0131 kredi ihtiya\u00e7 kredisinde 12 ay ile 36 ay aras\u0131nda de\u011fi\u015fen vade se\u00e7enekleri sunmaktad\u0131r.<\/p>\n

Ak Bank Direkt Kredi:<\/strong> Akbank direkt kredi 7500 TL tutar\u0131ndad\u0131r. Akbank direkt kredi ba\u015fvurunuzu hem internet \u00fczerinden hem de \u015fubeye giderek yapabilirsiniz. Ak Bank direk kredisi ile ihtiya\u00e7lar\u0131n\u0131z\u0131 kar\u015f\u0131layabilir ve d\u00fc\u015f\u00fck faiz oranlar\u0131yla avantajl\u0131 kredi sahibi olabilirsiniz. Ak Bank direk kredide 36 aya varan vade se\u00e7enekleri sunulmaktad\u0131r.<\/p>\n

Garanti Bankas\u0131 Bireysel Kredi:<\/strong> Garanti Bankas\u0131 10.000 tl\u2019ye kadar kefilsiz kredi imk\u00e2n\u0131 sunmaktad\u0131r. Garanti Bankas\u0131 %1,43 oran\u0131nda faiz uygulamas\u0131 yapmakta ve 36 aya varan vade se\u00e7enekleri sunmaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"