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Sabit taksitli konut kredisi, ki\u015fiye \u00f6zel esnek taksitli kredisi, evden eve konut kredisi, \u00e7evre dostu konut kredisi, kentsel d\u00f6n\u00fc\u015f\u00fcm konut kredisi, konut yap\u0131m ve tamamlama kredisi; \u0130\u015f Bankas\u0131 kredileri aras\u0131nda yerini almaktad\u0131r. \u0130\u015fte, \u0130\u015f Bankas\u0131 verdi\u011fi konut kredisinin detaylar\u0131;<\/p>\n

Sabit taksitli krediler de\u011fi\u015fmeyen kredi tutarlar\u0131 ile m\u00fc\u015fterilerin dikkatini \u00e7ekmektedir. M\u00fc\u015fterilerin en muzdarip oldu\u011fu konulardan bir tanesi vade tutarlar\u0131n devaml\u0131 olarak de\u011fi\u015fkenlik g\u00f6stermesi ve m\u00fc\u015fterinin sabit bir vadesinin olmamas\u0131d\u0131r.<\/p>\n

Sabit taksitli konut kredisiyse tam olarak da bu dertten muzdarip olanlar i\u00e7in deva niteli\u011findedir. Sabit taksitli konut kredisi 120 ay vade s\u00fcrmektedir. Alabilece\u011finiz azami kredi tutar\u0131, konutunuzun uzman incelemesi de\u011ferinin maksimum %75\u2019idir.<\/p>\n

Ki\u015fiye \u00f6zel olarak yap\u0131lan faiz de\u011fi\u015fkenlikleri konut kredisi almak isteyenler i\u00e7in \u00f6zel bir avantaj olu\u015fturmaktad\u0131r. Konut kredisi ile konut alma \u015fans\u0131n\u0131z\u0131 art\u0131racak olan esnek \u00f6deme plan\u0131 m\u00fc\u015fterilerin cazip buldu\u011fu \u00f6deme stillerinden olmaktad\u0131r.<\/p>\n

Esnek faizli \u00f6demelerde yaz aylar\u0131nda daha fazla vade tutar\u0131 istenilip, k\u0131\u015f aylar\u0131nda vade tutar\u0131n\u0131 azaltma talebinde bulunabilirsiniz. Ya da eyl\u00fcl ay\u0131 harcamalar\u0131n\u0131z \u00e7ok fazlaysa, y\u00fckl\u00fc \u00f6demeyi kas\u0131mda yapmak isteyip, eyl\u00fclde k\u00fc\u00e7\u00fck miktarlarda \u00f6deme yapabilece\u011finiz bir plan olu\u015fturtabilirsiniz. Bu anlamda esnek faizli konut kredisi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r.<\/p>\n

Konut kredisi al\u0131rken m\u00fc\u015fterilerin en \u00e7ok \u015fik\u00e2yet etti\u011fi konular\u0131n ba\u015f\u0131nda konut kredisinin haricinde krediyle birlikte bir\u00e7ok masraf\u0131n da ortaya \u00e7\u0131kmas\u0131d\u0131r. Ekspertiz masraf\u0131, dosya masraf\u0131 gibi bir\u00e7ok farkl\u0131 masraf meydana gelmekte ve kredi i\u00e7in saptanan \u00fccretten daha fazla \u00fccret \u00f6demek durumunda kal\u0131nmaktad\u0131r.<\/p>\n

Ancak her \u015fey d\u00e2hil konut kredilerinde ortaya \u00e7\u0131kmas\u0131 muhtemel olan dosya masraf\u0131, ekspertiz masraf\u0131 gibi masraflar\u0131n da krediye d\u00e2hil olmas\u0131d\u0131r. Bu sayede m\u00fc\u015fterinin sonradan \u00f6demesi gereken her hangi bir masraf ortaya \u00e7\u0131kmayacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"