Kredi Neden Onaylanmaz<\/title>\n<meta name=\"description\" content=\"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredi Neden Onaylanmaz\" \/>\n<meta property=\"og:description\" content=\"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\" \/>\n<meta property=\"og:site_name\" content=\"Banka Kredi Notu\" \/>\n<meta property=\"article:published_time\" content=\"2016-11-08T14:00:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2016\/11\/kredi-neden-onaylanmaz.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"546\" \/>\n\t<meta property=\"og:image:height\" content=\"459\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Bankakredinotu.net\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bankakredinotu.net\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#article\",\"isPartOf\":{\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\"},\"author\":{\"name\":\"Bankakredinotu.net\",\"@id\":\"https:\/\/bankakredinotu.net\/#\/schema\/person\/6b88333e6267f2475ab31ff7d3f373bc\"},\"headline\":\"Kredi Neden Onaylanmaz\",\"datePublished\":\"2016-11-08T14:00:27+00:00\",\"dateModified\":\"2016-11-08T14:00:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\"},\"wordCount\":432,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/bankakredinotu.net\/#organization\"},\"articleSection\":[\"Kredi\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\",\"url\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\",\"name\":\"Kredi Neden Onaylanmaz\",\"isPartOf\":{\"@id\":\"https:\/\/bankakredinotu.net\/#website\"},\"datePublished\":\"2016-11-08T14:00:27+00:00\",\"dateModified\":\"2016-11-08T14:00:27+00:00\",\"description\":\"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu\",\"breadcrumb\":{\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Ana sayfa\",\"item\":\"https:\/\/bankakredinotu.net\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kredi Neden Onaylanmaz\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bankakredinotu.net\/#website\",\"url\":\"https:\/\/bankakredinotu.net\/\",\"name\":\"Banka Kredi Notu\",\"description\":\"Kredi Notu \u00d6\u011frenme Sorgulama\",\"publisher\":{\"@id\":\"https:\/\/bankakredinotu.net\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bankakredinotu.net\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bankakredinotu.net\/#organization\",\"name\":\"Banka Kredi Notu\",\"url\":\"https:\/\/bankakredinotu.net\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png\",\"contentUrl\":\"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png\",\"width\":250,\"height\":62,\"caption\":\"Banka Kredi Notu\"},\"image\":{\"@id\":\"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/bankakredinotu.net\/#\/schema\/person\/6b88333e6267f2475ab31ff7d3f373bc\",\"name\":\"Bankakredinotu.net\",\"sameAs\":[\"http:\/\/bankakredinotu.net\"],\"url\":\"https:\/\/bankakredinotu.net\/author\/kenan\"}]}<\/script>\n","yoast_head_json":{"title":"Kredi Neden Onaylanmaz","description":"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444","og_locale":"tr_TR","og_type":"article","og_title":"Kredi Neden Onaylanmaz","og_description":"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu","og_url":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444","og_site_name":"Banka Kredi Notu","article_published_time":"2016-11-08T14:00:27+00:00","og_image":[{"width":546,"height":459,"url":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2016\/11\/kredi-neden-onaylanmaz.jpg","type":"image\/jpeg"}],"author":"Bankakredinotu.net","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"Bankakredinotu.net","Tahmini okuma s\u00fcresi":"2 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#article","isPartOf":{"@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444"},"author":{"name":"Bankakredinotu.net","@id":"https:\/\/bankakredinotu.net\/#\/schema\/person\/6b88333e6267f2475ab31ff7d3f373bc"},"headline":"Kredi Neden Onaylanmaz","datePublished":"2016-11-08T14:00:27+00:00","dateModified":"2016-11-08T14:00:27+00:00","mainEntityOfPage":{"@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444"},"wordCount":432,"commentCount":0,"publisher":{"@id":"https:\/\/bankakredinotu.net\/#organization"},"articleSection":["Kredi"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444","url":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444","name":"Kredi Neden Onaylanmaz","isPartOf":{"@id":"https:\/\/bankakredinotu.net\/#website"},"datePublished":"2016-11-08T14:00:27+00:00","dateModified":"2016-11-08T14:00:27+00:00","description":"Kredi verirken bankalar kendilerini g\u00fcvence alt\u0131na almak isterler. Bunun i\u00e7in de kredi ba\u015fvurusu yapan ki\u015fi i\u00e7in \u00e7e\u015fitli k\u0131staslara bakmaktad\u0131rlar. Bu","breadcrumb":{"@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bankakredinotu.net\/kredi-neden-onaylanmaz-3444#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/bankakredinotu.net\/"},{"@type":"ListItem","position":2,"name":"Kredi Neden Onaylanmaz"}]},{"@type":"WebSite","@id":"https:\/\/bankakredinotu.net\/#website","url":"https:\/\/bankakredinotu.net\/","name":"Banka Kredi Notu","description":"Kredi Notu \u00d6\u011frenme Sorgulama","publisher":{"@id":"https:\/\/bankakredinotu.net\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bankakredinotu.net\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/bankakredinotu.net\/#organization","name":"Banka Kredi Notu","url":"https:\/\/bankakredinotu.net\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/","url":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png","contentUrl":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png","width":250,"height":62,"caption":"Banka Kredi Notu"},"image":{"@id":"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bankakredinotu.net\/#\/schema\/person\/6b88333e6267f2475ab31ff7d3f373bc","name":"Bankakredinotu.net","sameAs":["http:\/\/bankakredinotu.net"],"url":"https:\/\/bankakredinotu.net\/author\/kenan"}]}},"_links":{"self":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts\/3444"}],"collection":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/comments?post=3444"}],"version-history":[{"count":0,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts\/3444\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/media\/3445"}],"wp:attachment":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/media?parent=3444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/categories?post=3444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/tags?post=3444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Bankalar kredi verirken ilk olarak kredi notuna bakmaktad\u0131r. 0 ile 1900 aras\u0131nda de\u011fi\u015fen kredi notu, m\u00fc\u015fterinin ne kadar g\u00fcvenilir oldu\u011fu bankaya g\u00f6stermektedir. Bundan dolay\u0131 da bankalar kredi verirken kredi notunu ilk olarak g\u00f6z \u00f6n\u00fcnde bulundurmaktad\u0131r. Kredi notunun d\u00fc\u015f\u00fck olmas\u0131 halinde bankaya yap\u0131lan kredi ba\u015fvurusu da onaylanmayacakt\u0131r. \u00c7ok riskli, riskli, az riskli ve risksiz olarak ayr\u0131lan kredi notlar\u0131nda e\u011fer ki az riskli ya da risksiz kategorisinde iseniz kredi alma ihtimaliniz y\u00fcksek olacakt\u0131r. Ancak \u00e7ok riskli ve riskli kategorisinde yer alan m\u00fc\u015fterilerin kredi alma imk\u00e2n\u0131 neredeyse imk\u00e2ns\u0131zd\u0131r.<\/p>\n

Kredi risk raporuysa kredi verirken bankalar\u0131n bakm\u0131\u015f oldu\u011fu en ba\u015fl\u0131 k\u0131stas\u0131 olu\u015fturmaktad\u0131r. Kredi risk raporu m\u00fc\u015fterinin son be\u015f y\u0131l i\u00e7inde yapm\u0131\u015f oldu\u011fu b\u00fct\u00fcn finansal hareketlili\u011fi analiz eden rapordur. Kredi risk raporu kredi notundan daha detayl\u0131 bir rapor oldu\u011fu i\u00e7in kredi risk raporunun analizinin olumlu sonu\u00e7 vermesi b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r. Kredi risk raporunda son be\u015f y\u0131l i\u00e7inde takibe d\u00fc\u015fmeniz, kara listeye girmeniz gibi bir\u00e7ok etmen g\u00f6z \u00f6n\u00fcne serilecektir. Son be\u015f y\u0131l i\u00e7inde takibe d\u00fc\u015fm\u00fc\u015f olman\u0131z, kara listeye girmi\u015f olman\u0131z kredi alman\u0131z\u0131 tamamen engelleyen etkenleri olu\u015fturmaktad\u0131r. Kredi risk raporunuzda kara listeye girmi\u015f olman\u0131z, takibe d\u00fc\u015fmeniz olman\u0131z\u0131n g\u00f6r\u00fcnmesi kredi alma ihtimalinizi de yok edecektir.<\/p>\n

Kredi risk raporu ve kredi notunun yan\u0131 s\u0131ra gelir durumunuz da kredi alman\u0131z i\u00e7in \u00e7ok b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r. Gelir durumunuzun iyi d\u00fczeyde olmas\u0131, kredi alman\u0131z\u0131 kolayla\u015ft\u0131racak en temel etkeni olu\u015fturmaktad\u0131r. \u00c7\u00fcnk\u00fc gelir durumunuzun yeterli olmas\u0131 bankalara ald\u0131\u011f\u0131n\u0131z krediyi geri \u00f6deme yetisine sahip oldu\u011funuzu ispatlamaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"