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Banka sekt\u00f6r\u00fcnde \u00e7ok i\u015fkem yapmayan ki\u015filer bankamatik veya kredi kartlar\u0131 ile bir \u00e7ok i\u015flemi yapabilece\u011fini bilmeyebilirler. Kart \u00dczerinde Banka Hesap No \u00d6\u011frenme olabilir mi ve kart bilgileri ile ne gibi i\u015flemler yap\u0131labilir ?<\/p>\n

Vadesiz mevduat hesab\u0131na ula\u015f\u0131m\u0131 sa\u011flayan banka kart\u0131na, banka hi\u00e7bir \u00fccret \u00f6demesi yapmamaktad\u0131r. Banka kart\u0131na yat\u0131rd\u0131\u011f\u0131n\u0131z kadar paray\u0131 kullanabilirsiniz. Banka kart\u0131 ile nakit \u00e7ekim yapabilir, al\u0131\u015fveri\u015f yapabilirsiniz.<\/p>\n

Kredi kart\u0131n\u0131 nakit kullan\u0131m arac\u0131 olarak nitelendirmek m\u00fcmk\u00fcnd\u00fcr. Kredi kart\u0131n\u0131, banka kart\u0131ndan ay\u0131ran en \u00f6nemli \u00f6zellik banka kart\u0131nda para \u00f6demelerini siz yaparken, kredi kart\u0131nda bankan\u0131z\u0131n karta d\u00fczenli olarak para y\u00fcklemesi ve sizden belli bir zaman diliminde geri \u00f6demesini istemesidir.<\/p>\n

\u0130sim, soy isim benzerli\u011fi s\u0131k kar\u015f\u0131la\u015f\u0131lan bir durumdur. Bunun i\u00e7in de bankalar kendine \u00f6zg\u00fc bir numaraland\u0131rma sistemi geli\u015ftirmi\u015f ve bu numaraland\u0131rma sistemine g\u00f6re i\u015flemlerini yapmaktad\u0131rlar. \u0130ban numaras\u0131 ve hesap numaras\u0131 EFT, havale i\u015flemlerinde, bank aile olan t\u00fcm i\u015flemlerde hesap kar\u015f\u0131k\u0131l\u0131\u011f\u0131n\u0131n \u00f6nlenmesi amac\u0131yla olu\u015fturulmu\u015f olan sistemdir.<\/p>\n

Bankalar kart \u00fczerinde hesap numaras\u0131 genel olarak bulundurmaktad\u0131r. Kredi kartlar\u0131nda hesap numaras\u0131 genel olarak bulunmazken, banka kartlar\u0131nda hesap numaras\u0131 \u015fart bi\u00e7imde bulunmaktad\u0131r. Banka kartlar\u0131nda bir\u00e7ok zaman hesap numaras\u0131 banka kart\u0131n\u0131n \u00fczerinde yazarken baz\u0131 banka kartlar\u0131 \u00fczerinde de hesap numaras\u0131 bilgisi yer almamaktad\u0131r. Hesap numaras\u0131 bilgisinin yer almamas\u0131 durumunda banka \u015fubesine giderek ya da banka \u015fubesini arayarak hesap numaras\u0131 bilgisine ula\u015fabilirsiniz.<\/p>\n

Banka kart\u0131 \u00fczerinde genel olarak hem \u00f6ny\u00fczde hem de arka y\u00fczde hesap numaras\u0131 bulunmaktad\u0131r. 16 haneden olu\u015fan kart \u00fczerinde d\u00f6rt par\u00e7a \u015feklinde say\u0131 bulunmaktad\u0131r. 4 tane par\u00e7aya ayr\u0131lm\u0131\u015f olan bu numara hesap numaras\u0131 de\u011fil banka kart\u0131 numaras\u0131d\u0131r. Banka kart numaras\u0131n\u0131n hemen alt\u0131nda ise banka kart numaras\u0131 sahibi her kimse o ki\u015finin ad\u0131 ve soyad\u0131 yaz\u0131l\u0131 olmaktad\u0131r.<\/p>\n

Bu kart\u0131n ya arka y\u00fcz\u00fcnde ya da yan taraf\u0131nda banka hesap numaras\u0131 bulunmaktad\u0131r. Banka hesap numaras\u0131 da kart numaras\u0131 gibi 16 haneden olu\u015fmaktad\u0131r.\u00a0 Hesap numaras\u0131 ile EFT \u2013 havale i\u015flemlerini yapmak m\u00fcmk\u00fcnd\u00fcr. Bunun yan\u0131 s\u0131ra banka ile ilgili yap\u0131labilecek olan b\u00fct\u00fcn i\u015flemleri de banka kart\u0131 hesap numaras\u0131 ile yapman\u0131z m\u00fcmk\u00fcnd\u00fcr. Banka kart\u0131 hesap numaras\u0131 kart \u00fczerinde yer alm\u0131yorsa, \u015fubeye giderek ba\u015fvuru yap\u0131labilir.<\/p>\n","protected":false},"excerpt":{"rendered":"