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Ta\u015f\u0131t kredisi, banka m\u00fc\u015fterilerinin ta\u015f\u0131t almak amac\u0131yla kulland\u0131klar\u0131 kredi modeline denilmektedir. Ta\u015f\u0131t kredisi hem s\u0131f\u0131r ara\u00e7lar i\u00e7in hem ikinci el ara\u00e7lar i\u00e7in kullan\u0131labilmektedir. Ta\u015f\u0131t kredisinin kullan\u0131labilmesi i\u00e7in m\u00fc\u015fterin ta\u015f\u0131t ekspertiz de\u011ferinin en az %25\u2019ini kar\u015f\u0131layabilmesi gerekmektedir. %25 kar\u015f\u0131layamamas\u0131 halinde ta\u015f\u0131t kredisi verilmeyecektir.<\/p>\n

Ta\u015f\u0131t kredisi bor\u00e7lar\u0131n\u0131n \u00f6denememesi halinde mutlaka bor\u00e7 yap\u0131land\u0131rmas\u0131 yap\u0131lmal\u0131d\u0131r. \u00c7\u00fcnk\u00fc ta\u015f\u0131t kredisi al\u0131n\u0131rken banka ta\u015f\u0131t \u00fczerine ipotek koymaktad\u0131r. Do\u011fal olarak borcunuzu 90 g\u00fcn s\u00fcre\u00a0ile \u00f6demedi\u011finizde ve bor\u00e7 takibe d\u00fc\u015ft\u00fc\u011f\u00fcnde ta\u015f\u0131t\u0131n\u0131z\u0131n \u00fczerine banka taraf\u0131ndan haciz konulacakt\u0131r. Bunun i\u00e7in de ta\u015f\u0131t kredisi \u00f6denmedi\u011finde, ta\u015f\u0131t \u00fczerine haciz konulmamas\u0131 i\u00e7in yap\u0131land\u0131rma i\u015flemini yapt\u0131rmak b\u00fcy\u00fck \u00f6nem ta\u015f\u0131maktad\u0131r.<\/p>\n

Ta\u015f\u0131t Kredisi Yap\u0131land\u0131rma Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/p>\n

Ta\u015f\u0131t kredisi yap\u0131land\u0131rma yapmak i\u00e7in \u00e7e\u015fitli yollara ba\u015fvurma imk\u00e2n\u0131n\u0131z bulunmaktad\u0131r. Ta\u015f\u0131t kredisi yap\u0131land\u0131rma yapmak i\u00e7in \u015fubeye giderek ba\u015fvuru yapabilir ya da telefon bankac\u0131l\u0131\u011f\u0131n\u0131 kullanarak yap\u0131land\u0131rma i\u015flemini yapabilirsiniz.<\/p>\n

Ta\u015f\u0131t kredisi borcunu \u00f6deyemedi\u011finizde yap\u0131land\u0131rma i\u015flemi yapmak i\u00e7in \u015fubeye giderek ba\u015fvuru yapmak en temel yolu olmaktad\u0131r. \u015eubeye giderek yapt\u0131\u011f\u0131n\u0131z ba\u015fvurularda m\u00fc\u015fteri temsilciniz ile g\u00f6r\u00fc\u015fme sa\u011flamal\u0131s\u0131n\u0131z. M\u00fc\u015fteri temsilciniz ile yapt\u0131\u011f\u0131n\u0131z g\u00f6r\u00fc\u015fme sonras\u0131nda vadelendirme bi\u00e7imine ve tutar\u0131na ortak karar vermeli ve \u00f6deyebilece\u011finiz tutarlarda \u00f6deme tablosu olu\u015fturulmas\u0131n\u0131 sa\u011flamal\u0131s\u0131n\u0131z.<\/p>\n

Ta\u015f\u0131t kredisi borcunuzu yap\u0131land\u0131rman\u0131z i\u00e7in telefon bankac\u0131l\u0131\u011f\u0131n\u0131 da kullanabilirsiniz. Hangi bankadan ta\u015f\u0131t kredisi ald\u0131ysan\u0131z banka m\u00fc\u015fteri hizmetlerini arayarak, m\u00fc\u015fteri temsilcisiyle g\u00f6r\u00fc\u015fme sa\u011flamal\u0131s\u0131n\u0131z. M\u00fc\u015fteri temsilcisiyle yapt\u0131\u011f\u0131n\u0131z g\u00f6r\u00fc\u015fmede vade ve vade tutar\u0131na g\u00f6re bir \u00f6deme tablosu olu\u015fturmal\u0131s\u0131n\u0131z. Bu sayede \u00f6deme plan\u0131na uyum sa\u011flaman\u0131z daha kolay olacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"