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Konut al\u0131m\u0131 i\u00e7in gerekli olan finansal deste\u011fin banka arac\u0131l\u0131\u011f\u0131yla sa\u011flanmas\u0131na konut kredisi denilmektedir. Bankalar m\u00fc\u015fterilerinin, konut alabilmesi i\u00e7in konut ekspertiz de\u011ferinde konut kredisi vererek, konut almalar\u0131 sa\u011flanmaktad\u0131r.<\/p>\n

Konut kredisinin al\u0131nabilmesi i\u00e7in her bankan\u0131n belli \u015fartlar\u0131 bulunmaktad\u0131r. Bu \u015fartlar yerine getirildi\u011fi taktirde konut kredisi al\u0131nabilir.<\/p>\n

Deniz Bank konut kredisi veren bankalar aras\u0131nda bulunmaktad\u0131r. Sundu\u011fu f\u0131rsatlar ve d\u00fc\u015f\u00fck faiz oranlar\u0131yla m\u00fc\u015fterilerini ev sahibi yapan Deniz Bank; m\u00fc\u015fterilerinin memnuniyetini sa\u011flamaktad\u0131r. Deniz Bank Mortage kredisi i\u00e7in sabit faiz imkan\u0131 tan\u0131maktad\u0131r. De\u011fi\u015fken faizli olmamas\u0131 sebebiyle krediyi ald\u0131\u011f\u0131n\u0131z anda \u00f6deme yapaca\u011f\u0131n\u0131z tutar\u0131 da bilirsiniz. Bu hem sizin kredinin ne kadar avantajl\u0131 oldu\u011funu anlaman\u0131zda fayda sa\u011flayacakt\u0131r.<\/p>\n

Deniz Bank mortage kredisinde vade se\u00e7ene\u011fi 25 y\u0131la kadar s\u00fcrmektedir. Vade se\u00e7enekleri esnektir. M\u00fc\u015fteri taraf\u0131ndan belli oranlarda d\u00fc\u015f\u00fcr\u00fclebilmektedir. En uzun vade se\u00e7ene\u011fiyse 25 y\u0131l s\u00fcrmektedir. Deniz Bank konut kredisi ile konut ekspertiz de\u011ferinin tamam\u0131 banka taraf\u0131ndan kar\u015f\u0131lanamaz. Banka konut kredisi verirken konut ekspertiz de\u011ferinin minimum %20\u2019sinin m\u00fc\u015fteri taraf\u0131ndan kar\u015f\u0131lanmas\u0131 \u015fart\u0131 ko\u015fmaktad\u0131r. %20\u2019sinin m\u00fc\u015fteri taraf\u0131ndan kar\u015f\u0131lanamamas\u0131 halinde, konut kredisi al\u0131nmas\u0131na da imkan bulunmamaktad\u0131r.<\/p>\n

Deniz Bank konut kredisi i\u00e7in 100.000 tl de\u011ferinde kredi imkan\u0131 tan\u0131maktad\u0131r. Farkl\u0131 ve de\u011fi\u015fken se\u00e7eneklerine g\u00f6re faiz uygulamas\u0131 yap\u0131lmaktad\u0131r. \u015eayet geri \u00f6deme 0 \u2013 24 ay aras\u0131nda yap\u0131lacaksa uygulanacak faiz oran\u0131 %0,91 olmal\u0131d\u0131r. E\u011fer ki uygulanacak geri \u00f6deme vadesi 25 \u2013 36 ay aras\u0131 olacaksa uygulanacak faiz oran\u0131 %0,97 olacakt\u0131r. Vadelendirme se\u00e7ene\u011fi olarak 37 \u2013 60 ay se\u00e7ilecekse %1,01 oran\u0131nda faiz i\u015flenecektir. \u015eayet vade se\u00e7ene\u011fi olarak 61 \u2013 120 ay se\u00e7ilmi\u015fse %1,19 oran\u0131nda krediye faiz i\u015flemesi yap\u0131lacakt\u0131r. 121 \u2013 300 ay aras\u0131nda vade se\u00e7ene\u011fi uygulanacaksa faiz oran\u0131 olarak da %1,19 uygulama yap\u0131lacakt\u0131r.<\/p>\n