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KKB ( Kredi Kay\u0131t B\u00fcrosu ) taraf\u0131ndan hayata getirilen kredi notu uygulamas\u0131 ile 30 milyondan fazla kullan\u0131c\u0131n\u0131n finans ge\u00e7mi\u015fine eri\u015fmek ve haklar\u0131nda olu\u015fan risk raporuna ula\u015fmak m\u00fcmk\u00fcn hale geldi. 2012 Eyl\u00fcl ay\u0131ndan itibaren uygulanan bu sistem sayesinde hem kullan\u0131c\u0131lar hem de bankalar gibi finans kurumlar\u0131 daha kolay \u015fekilde kar\u015f\u0131l\u0131kl\u0131 g\u00fcven sa\u011flad\u0131. Bu sayede kullan\u0131c\u0131lar bankalarda i\u015flemlerini daha \u00e7abuk ger\u00e7ekle\u015ftirirken, bankalar da risk raporuna g\u00f6re hem daha g\u00fcvenli \u015fekilde kredi verirken hem de di\u011fer ara\u015ft\u0131rma masraflar\u0131ndan kurtulmu\u015f oldular. Kredi risk raporu her kullan\u0131c\u0131ya \u00f6zel haz\u0131rlanma ve sadece kendisinin ula\u015fabilece\u011fi bilgileri i\u00e7ermektedir. Kredi Notu \u00d6\u011frenme Kuveytt\u00fcrk<\/strong><\/em> internet bankac\u0131l\u0131\u011f\u0131 ile \u00e7e\u015fitli alternatifler aras\u0131nda yerini ald\u0131. Ula\u015ft\u0131\u011f\u0131n\u0131z KKB Risk raporuna, siz isterseniz 3.\u015fah\u0131slar eri\u015febilir ve harici bir i\u015flem uygulanamaz.<\/p>\n

\u00c7e\u015fitli kanallardan \u00f6\u011frenebilece\u011finiz kredi notuna, sms, cep bankac\u0131l\u0131\u011f\u0131, internet bankac\u0131l\u0131\u011f\u0131 ve kredi kay\u0131t b\u00fcrosu resmi web sitesinden ula\u015fman\u0131z m\u00fcmk\u00fcn. Bu kanallardan olan kredi notu \u00f6\u011frenme Kuveytt\u00fcrk<\/strong><\/em> internet \u015fubesinden alaca\u011f\u0131n\u0131z kredi risk raporu ile bireyler i\u015flerini daha kolay halletme imkan\u0131na sahip olmakta. Daha \u00f6nce de belirtildi\u011fi gibi, ki\u015fi isterse risk raporunu 3. \u015eah\u0131s veya kurumlar ile payla\u015farak, kendisine g\u00fcvenilebilece\u011fini ispatlam\u0131\u015f olur ve kar\u015f\u0131 taraf\u0131n onay\u0131n\u0131 daha \u00e7abuk al\u0131r. Kredi notunun \u00f6nemi bu noktada \u00e7ok \u00f6nemli \u015f\u00f6yle ki; sadece bankac\u0131l\u0131k \u00fcr\u00fcnleri ile ilgili d\u00fc\u015f\u00fcnmemek gerekir. \u00d6rne\u011fin; kredi kart\u0131n\u0131z var ve d\u00fczenli \u00f6demeler yap\u0131yorsunuz, kredi notunuz da y\u00fcksek seviyelerde. Beyaz e\u015fya almak istiyorsunuz ama limitiniz pek elveri\u015fli de\u011fil, bu noktada beyaz e\u015fya ma\u011fazas\u0131na kredi risk raporunuzu sunabilir ve \u00f6demelerinizi, limitlerinizi, ge\u00e7mi\u015f finans hareketleriniz de ki g\u00fcvenilir hamleleri sunabilirsiniz. Bu \u015fekilde size g\u00fcvenen ma\u011faza, isteklerinizi geri \u00e7evirmeyecektir.<\/p>\n

Kredi risk raporunda ge\u00e7mi\u015f d\u00f6nem \u00f6deme al\u0131\u015fkanl\u0131klar\u0131n\u0131z, bankalara olan toplam bor\u00e7lar\u0131n\u0131z ve bankalardan kullanabilece\u011finiz kredi limitleri yer almaktad\u0131r. Bunun yan\u0131 s\u0131ra, kredi risk raporu kesinlikle kara liste ile kar\u0131\u015ft\u0131r\u0131lamamal\u0131d\u0131r. Raporda yer alan olumsuzluklar tamamen \u00f6deme al\u0131\u015fkanl\u0131klar\u0131 ile ilgili olan ve bankalar olan bor\u00e7-limit dengesini g\u00f6steren ki\u015finin risk tablosudur. Yani, kredi risk raporu ile bankalardan kredi talebinde bukundu\u011funuzda ve bu raporu payla\u015ft\u0131\u011f\u0131n\u0131z d bankalar sizin \u00f6denmemi\u015f kredilerinizi de \u00f6denmi\u015f kredilerinizi de g\u00f6rece\u011fi i\u00e7in, tamamen bir referans niteli\u011fi ta\u015f\u0131maktad\u0131r.<\/p>\n

Kredi notu \u00f6\u011frenme Kuveytt\u00fcrk<\/strong><\/em> internet bankac\u0131l\u0131\u011f\u0131 \u015fubesinden ger\u00e7ekle\u015ftirilebilir. Bu i\u015flem belirli bir \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 uygulanmaktad\u0131r. ( 8,5 TL g\u00fcncel i\u015flem \u00fccreti )<\/p>\n

Kredi risk raporunuzu almak i\u00e7in Kuveytt\u00fcrk internet \u015fubesine giri\u015f yapmal\u0131, ard\u0131ndan t\u00fcm i\u015flemler ad\u0131m\u0131n\u0131 takip ederek finansman ( kredilerim ) b\u00f6l\u00fcm\u00fcnden KKB Sorgulama ad\u0131m\u0131na ge\u00e7melisiniz. Burada gelen onay metnini okuduktan sonra, \u00fccreti kar\u015f\u0131l\u0131\u011f\u0131 Risk Raporunuz sunulacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"