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Kredi Notu: <\/strong>Kredi notunuz kredi al\u0131p almaman\u0131z\u0131 etkileyecek en temel unsurlar\u0131n ba\u015f\u0131nda gelmektedir. Kredi notunuzun d\u00fc\u015f\u00fck olmas\u0131 kredi alman\u0131z\u0131 engelleyecek olan etmenler aras\u0131nda bulunmaktad\u0131r. 0 ile 1900 aras\u0131nda olan kredi notunuz 1500 \u00fczerindeyse kredi alman\u0131z \u00e7ok kolay olacakt\u0131r. Ancak kredi notunuz d\u00fc\u015f\u00fckse kredi notunuzu y\u00fckseltmek i\u00e7in \u00e7abalamal\u0131s\u0131n\u0131z. Aksi takdirde banka kredi talebinizi reddedebilir.<\/p>\n

Kredi Risk Raporu: <\/strong>Kredi risk raporunuzun yeterli seviyede olmamas\u0131 kredi ba\u015fvurunuzun onaylanmamas\u0131na sebep olacakt\u0131r.\u00a0 Kredi risk raporu; son be\u015f y\u0131l i\u00e7inde yapm\u0131\u015f oldu\u011funuz t\u00fcm finansal ili\u015fkileri analiz eden rapora denilmektedir. Kredi risk raporunda takibe d\u00fc\u015fm\u00fc\u015f olman\u0131z, kara listeye al\u0131nm\u0131\u015f olman\u0131z g\u00f6r\u00fcnmektedir. Bu etkenlerde sizin kredi talebinizin reddedilmesine sebep olacak etmenler aras\u0131nda bulunmaktad\u0131r.<\/p>\n

Gelir Durumunuz:<\/strong> Gelir durumunuz da kredi talebinizin onaylan\u0131p onaylanmamas\u0131n\u0131 etkileyecek olan etmenler aras\u0131nda bulunmaktad\u0131r. Gelir durumunuzun k\u00f6t\u00fc olmas\u0131 kredi alma ihtimalinizi d\u00fc\u015f\u00fcr\u00fcrken, iyi bir gelir durumu da kredi alma ihtimalinizi art\u0131racakt\u0131r. Kredi talebinizin gelir durumunuzdan \u00f6t\u00fcr\u00fc reddedilmesi halinde malvarl\u0131\u011f\u0131n\u0131z bulunuyorsa malvarl\u0131\u011f\u0131n\u0131z \u00fczerinde ipotek yapt\u0131rabilirsiniz.<\/p>\n

Mal Varl\u0131klar\u0131n\u0131z<\/strong>: Mal varl\u0131\u011f\u0131n\u0131z da kredi alma ihtimalinizi art\u0131racak olan etmenler aras\u0131nda bulunmaktad\u0131r. Mal varl\u0131\u011f\u0131n\u0131z\u0131n bulunmas\u0131, bankaya teminat olarak g\u00f6sterebilece\u011finiz, \u00fczerine ipotek koydurabilinece\u011finiz bir \u015feylerin var olmas\u0131 kredi alma ihtimalinizi art\u0131racakt\u0131r. \u00c7\u00fcnk\u00fc banka kredi vadesini geri alamamas\u0131 halinde \u00fczerine ipotek koydu\u011fu teminattan borcunu alabilece\u011fini bilmektedir.<\/p>\n

Ba\u015fvuru \u015eekliniz:<\/strong> Ba\u015fvuru \u015fekliniz de kredi alma ihtimalinizi etkileyecek olan \u00f6nemli etmenler aras\u0131nda bulunmaktad\u0131r. \u0130nternetten yapt\u0131\u011f\u0131n\u0131z ba\u015fvurularla, \u015fubeden yapt\u0131\u011f\u0131n\u0131z ba\u015fvurular elbette ki bir olmamaktad\u0131r. \u015eubeden yapt\u0131\u011f\u0131n\u0131z ba\u015fvurular her zaman i\u00e7in daha etkili olan ba\u015fvurulard\u0131r. \u015eubeden yapt\u0131\u011f\u0131n\u0131z ba\u015fvurularda teminat g\u00f6sterme, kefil g\u00f6sterme gibi \u00e7e\u015fitli yollara ba\u015fvurma imk\u00e2n\u0131n\u0131z da bulunmaktad\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"