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Nakde s\u0131k\u0131\u015ft\u0131n\u0131z ve bankadan kredi talep ettiniz veya \u201cbana kredi \u00e7\u0131kar m\u0131\u201d diye denemek istediniz ve internetten kredi formunu doldurarak kredi talebinde bulundunuz ve krediniz onayland\u0131, fakat siz bu krediyi kullanmak istemiyorsunuz. Nakit ihtiyac\u0131n\u0131z\u0131 ba\u015fka \u00e7\u00f6z\u00fcmlerle kar\u015f\u0131lad\u0131n\u0131z, daha uygun faizli ba\u015fka bir bankadan kredi \u00e7ekmek istediniz ve bunun gibi nedenlerle kredi kullanman\u0131za gerek kalmad\u0131. Bu durumda onaylanan krediyi iptal etmek<\/strong> i\u00e7in ne yapmal\u0131s\u0131n\u0131z ?<\/p>\n

\u0130nternetten form yoluyla yada cep telefonundan sms yolu ile ba\u015fvuruda bulundunuz ve onaylanan kredinizi iptal edebilece\u011finizi belirtmek isteriz. Ba\u015fvurunuz sonucunda size ilk etapta \u201columlu\u201d yan\u0131t\u0131 gelir fakat kredinizi kullanman\u0131z i\u00e7in, ba\u015fvuruda bulundu\u011funuz bankan\u0131n m\u00fc\u015fteri temsilcisi size telefon ile ula\u015f\u0131r ve krediyi hangi hesaba yat\u0131rman\u0131z\u0131 yada ne zaman alaca\u011f\u0131n\u0131z\u0131 sorar bu etapta siz kredi kullanmaktan vazge\u00e7ti\u011finizi s\u00f6yleyebilirsiniz bu sizin yasal hakk\u0131n\u0131zd\u0131r veya onaylanan krediyi iptal etmek<\/strong> i\u00e7in banka \u015fubesine giderek iptal talebinizi iletebilirsiniz.<\/p>\n

Kredi talebinizin onaylanmas\u0131ndan sonra iptal edilen kredilerde baz\u0131 bankalar masraf \u00fccreti ad\u0131 alt\u0131nda sizden \u00fccret talep edebilirler fakat sms veya internetten yap\u0131lan ba\u015fvurular i\u00e7in bu durum s\u00f6z konusu de\u011fildir. \u0130ptal taleplerinizi \u00f6zellikle kredi s\u00f6zle\u015fmesini imzalamadan ve para hesab\u0131n\u0131za ge\u00e7meden yapmal\u0131s\u0131n\u0131z. E\u011fer konut kredisi talebinde bulunduysan\u0131z onaylanan krediyi iptal etmek<\/strong> istedi\u011finizde sizden ekspertiz \u00fccreti talep edilebilir bu durumda 500 TL gibi bir masraf sizden talep edilecektir.<\/p>\n","protected":false},"excerpt":{"rendered":"