![\"asgarodeme-oranlari\"](\"http:\/\/bankakredinotu.net\/wp-content\/uploads\/2016\/10\/asgar\u00f6deme-oranlar\u0131.png\")
<\/a><\/p>\n\u00dclkemizde ki al\u0131\u015fveri\u015flerin en az yar\u0131s\u0131 kredi kart\u0131 kullan\u0131larak yap\u0131lmaktad\u0131r. \u0130lerleyen d\u00f6nemlerde bu oran\u0131n %70 civarlar\u0131na \u00e7\u0131kaca\u011f\u0131 \u00f6n g\u00f6r\u00fclmektedir.<\/p>\n
Kredi Kart\u0131 Asgari \u00d6deme Faiz Oranlar\u0131<\/strong><\/p>\nKredi kart\u0131 bor\u00e7lar\u0131nda gecikme faizi olarak Merkez Bankas\u0131n\u0131n a\u00e7\u0131klam\u0131\u015f oldu\u011fu faiz oranlar\u0131 baz al\u0131n\u0131r ve bu faiz oran\u0131n\u0131 bankalar ge\u00e7emez. A\u00e7\u0131klanan gecikme faiz oran\u0131 %2,52 olarak belirtilmi\u015ftir. Bu oran kredi kart\u0131 borcunun asgari yani minimum \u00f6deme tutar\u0131na uygulanmakta. Kalan i\u015flemler i\u00e7in faiz oranlar\u0131 akdi faiz \u00fczerinden hesaplan\u0131r yani asgari \u00f6deme tutar\u0131n\u0131 \u00f6demeniz halinde kalan nakit \u00e7ekimleri veya al\u0131\u015fveri\u015fleriniz i\u00e7in ayl\u0131k %2,02 faiz uygulan\u0131r.<\/p>\n
\u00d6rne\u011fin; kredi kart\u0131 toplam borcunuz 3.000 TL ise asgari \u00f6deme tutar\u0131n\u0131z 900 TL olacakt\u0131r. Kredi kart\u0131 asgari \u00f6deme tutar\u0131n\u0131 \u00f6demek <\/strong>ko\u015fulu ile kalan d\u00f6nem borcunuz 2.100 TL olacakt\u0131r. Kredi kart\u0131n\u0131z\u0131n\u0131n gelecek hesap kesim tarihinde ki ekstresin de \u00f6deyece\u011finiz faiz; 2.100 TL X % 2,02 = 42,42 TL olacakt\u0131r. Ayr\u0131ca \u00e7\u0131kan faiz miktar\u0131na g\u00f6re de %20 vergiler eklenecektir. Bu \u00f6rnekten devam edersek 42,42 TL faiz i\u00e7in \u00f6deyece\u011finiz vergi\u00a0 8,48 TL \u00e7\u0131kacakt\u0131r.<\/p>\nKredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6demek Kredi Notunu D\u00fc\u015f\u00fcr\u00fcr m\u00fc ?<\/strong><\/p>\nKredi kart\u0131 bor\u00e7lar\u0131n\u0131z\u0131 d\u00fczenli \u00f6deyen biri iseniz ve 1-2 ay asgari \u00f6deme tutar\u0131n\u0131 \u00f6demek zorunda kalm\u0131\u015fsan\u0131z kredi notunuz d\u00fc\u015fmese bile ayn\u0131 kalacak ve y\u00fckselmeyecektir. Fakat 3 veya daha fazla \u015fekilde asgari \u00f6deme tutar\u0131n\u0131 \u00f6demek yani bunu al\u0131\u015fkanl\u0131k haline getirmek veya kredi kart\u0131 borcunuzun tamam\u0131n\u0131 hesap kesim tarihinden sonra \u00f6demek kredi notunuzun d\u00fc\u015fmesine neden olacakt\u0131r.<\/p>\n
Bloke Olmu\u015f Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6demek<\/strong><\/p>\nGe\u00e7mi\u015f d\u00f6nem bor\u00e7lar\u0131n\u0131zdan dolay\u0131 kart\u0131n\u0131za bloke konmu\u015f ve kullan\u0131ma kapat\u0131lm\u0131\u015f ise, asgari \u00f6deme tutar\u0131n\u0131 yapsan\u0131z dahi kart\u0131n kullan\u0131ma a\u00e7\u0131lmas\u0131 zordur. Kredi kart\u0131 borcunun tamam\u0131n\u0131 \u00f6dedikten sonra banka ile ileti\u015fime ge\u00e7melisiniz. Bankalar\u0131n \u00e7o\u011fu tekrar kullan\u0131ma m\u00fcsaade etmezken baz\u0131 bankalarca onay verilmektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"
Nakit yerine en \u00e7ok kullan\u0131lan \u00f6deme ara\u00e7lar\u0131ndan olan kredi kartlar\u0131, bilin\u00e7li kullan\u0131ld\u0131\u011f\u0131nda pek \u00e7ok fayda sa\u011flamaktad\u0131r. Kredi kart\u0131 kullan\u0131m\u0131 30 g\u00fcnd\u00fcr ve kullan\u0131m sonunda harcamalar\u0131n\u0131z Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":3106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[713],"yoast_head":"\nKredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6demek<\/title>\n<meta name=\"description\" content=\"Nakit yerine en \u00e7ok kullan\u0131lan \u00f6deme ara\u00e7lar\u0131ndan olan kredi kartlar\u0131, bilin\u00e7li kullan\u0131ld\u0131\u011f\u0131nda pek \u00e7ok fayda sa\u011flamaktad\u0131r. 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