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Takibe girmemi\u015f kredi veya kredi kart\u0131 bor\u00e7lar\u0131n\u0131z i\u00e7in 72<\/strong> ay yap\u0131land\u0131rma Ziraat Bankas\u0131<\/strong> \u015fubelerinde uygun faizlerle sunulmu\u015ftur. Durgunla\u015fan T\u00fcrkiye ekonomisini kalk\u0131nd\u0131rmak i\u00e7in mevcut bor\u00e7lar ile ilgili d\u00fczenleme getiren yasa ile art\u0131k bankalardan 48 vadeli ihtiya\u00e7 kredisi \u00e7ekmek de m\u00fcmk\u00fcn.<\/p>\n

Daha \u00f6nce 36 vadeli bir t\u00fcketici kredisi kullanm\u0131\u015f iseniz Ziraat Bankas\u0131n\u0131n sunmu\u015f oldu\u011fu %1,44 faiz oranl\u0131 48 ay vadeli kredisi ile, kullanm\u0131\u015f oldu\u011funuz krediyi tekrar yap\u0131land\u0131rabilirsiniz. B\u00f6yle bir bor\u00e7 yap\u0131land\u0131rmas\u0131na giderken mutlaka \u00f6deme g\u00fcc\u00fcn\u00fcz\u00fc g\u00f6z ard\u0131 etmeyin. Zorluk ya\u015fayaca\u011f\u0131n\u0131z bir taksitlendirme durumu \u00e7\u0131k\u0131yor ise uzak durman\u0131zda fayda var. 48 ay vade ile kredi \u00e7ekerek hemen di\u011fer kredinizi kapatman\u0131z ve rahat bir nefes alman\u0131z \u00f6nerilir.<\/p>\n

Ziraat Bankas\u0131na ait bir kredi kart\u0131n\u0131z var ve 72 ay yap\u0131land\u0131rma f\u0131rsat\u0131ndan yararlanmak i\u00e7in, takibe girmemi\u015f bu borcunuzu da yap\u0131land\u0131rma imkan\u0131na sahipsiniz. Tekrar hat\u0131rlatal\u0131m, bu yap\u0131land\u0131rma takibe girmemi\u015f yasal i\u015flemlerden ge\u00e7memi\u015f bor\u00e7lar i\u00e7indir. 72 ay yap\u0131land\u0131rma Ziraat Bankas\u0131<\/strong> \u015fubelerinden yap\u0131labilmektedir.<\/p>\n

Kredi kart\u0131 bor\u00e7lar\u0131n\u0131z\u0131 72 ay yap\u0131land\u0131rmak i\u00e7in banka Ziraat Bankas\u0131<\/strong> \u015fubelerine giderek talepte bulunman\u0131z \u015fart. Bu yap\u0131land\u0131rma i\u00e7in son bir s\u00fcre belirtilmemi\u015ftir. 72 ay yap\u0131land\u0131rma<\/strong> yasan\u0131n ek maddesinde yer almakta olup, her t\u00fcketici i\u00e7in 1 defaya mahsus kulland\u0131r\u0131lacakt\u0131r. Yapaca\u011f\u0131n\u0131z kredi kart\u0131 veya kredi bor\u00e7lar\u0131 i\u00e7in yap\u0131land\u0131rmada esas al\u0131nacak bor\u00e7lar, yasan\u0131n \u00e7\u0131kt\u0131\u011f\u0131 anda \u00f6nceki i\u015flemlere ait bor\u00e7lard\u0131r. Yasan\u0131n \u00e7\u0131kt\u0131\u011f\u0131 tarihten sonra ki bor\u00e7lar i\u00e7in ge\u00e7erli bir yap\u0131land\u0131rma s\u00f6z konusu olmayacakt\u0131r.<\/p>\n

Ayr\u0131ca ihtiya\u00e7 kredisi \u00e7ekerek de mevcut bor\u00e7lar\u0131n\u0131z\u0131 kapatabilir ve taksitlendirebilirsiniz. B\u00f6ylelikle daha az faizlerle bor\u00e7lar\u0131n\u0131z\u0131 taksitlendirme imkan\u0131na sahip olursunuz. Banka \u015fubesine giderek ihtiya\u00e7 kredisi kullanmak istedi\u011finizi beyan etmeli ve kredi kart\u0131 bor\u00e7lar\u0131n\u0131 kapatmak gibi bir d\u00fc\u015f\u00fcncenizden bahsetmemeniz gerekli. Kredi veya kredi kart\u0131 bor\u00e7 kapatmas\u0131 i\u00e7in genelde bankalar olumlu yan\u0131t vermezler. Krediniz onayland\u0131\u011f\u0131 takdirde 10 Bin Lira i\u00e7in 48 ayl\u0131k vadelerde ayl\u0131k \u00f6demeleriniz 308 lira olacak ve rahat bir nefes alman\u0131z m\u00fcmk\u00fcn olacakt\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"