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{"id":2513,"date":"2016-08-12T18:28:27","date_gmt":"2016-08-12T18:28:27","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=2513"},"modified":"2017-05-22T21:34:00","modified_gmt":"2017-05-22T18:34:00","slug":"konut-kredisi-faiz-oranlari","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/konut-kredisi-faiz-oranlari-2513","title":{"rendered":"Konut Kredisi Faiz Oranlar\u0131 2017"},"content":{"rendered":"

Konut Kredisi Faiz Oranlar\u0131 2016 – Konut kredisi ile t\u00fcketiciler ev alabilir, ev almaya paras\u0131 yetmeyen vatanda\u015flar genellikle Konut kredisine ba\u015fvuru yapar. 2017y\u0131l\u0131nda konut kredisi faiz oranlar\u0131 olduk\u00e7a y\u00fcksekti, hatta bireysel kredilerin faiz oranlar\u0131 bile konut kredisi faiz oranlar\u0131na g\u00f6re daha d\u00fc\u015f\u00fckt\u00fc.<\/p>\n

2017 Y\u0131l\u0131nda ev almak isteyenler ve ev alanlar y\u00fcksek faiz oranlar\u0131nda kredi ile ev ald\u0131lar. Ancak 10 A\u011fustos Cumhurba\u015fkan\u0131 Recep Tayip Erdo\u011fan’\u0131n \u00e7a\u011fr\u0131lar\u0131 \u00fczerine konut kredi faiz oranlar\u0131 %1’in alt\u0131na indirilmeye ba\u015fland\u0131. Uzmanlar\u0131m\u0131z taraf\u0131ndan haz\u0131rlanan bu yaz\u0131da b\u00fct\u00fcn bankalar\u0131n konut kredisi faiz oranlar\u0131<\/strong>n\u0131 ele alaca\u011f\u0131z. \u00a0Bu yaz\u0131m\u0131zda en uygun konut kredisi<\/em> nereden al\u0131n\u0131r ve di\u011fer sorular\u0131n\u0131za cevap bulacaks\u0131n\u0131z.<\/p>\n

Bankalar\u0131n Konut Kredisi Faiz Oranlar\u0131<\/h2>\n

Ziraat Bankas\u0131<\/a> Konut Kredisi Faiz Oran\u0131<\/h3>\n

Cumhurba\u015fkan\u0131 Recep Tayip Erdo\u011fan’\u0131n faiz indirimi \u00e7a\u011fr\u0131lar\u0131na ilk hamleyi devlet bankas\u0131<\/a> olan Ziraat Bankas\u0131 yapt\u0131. Ziraat bankas\u0131ndan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re 1-24 ay konut kredisi faiz oran\u0131n\u0131 %0,82 24-60 ay vadeli konut kredisinde %0,90, 60-120 ay vadeli konut kredilerinde ise %0,95 faiz uygulayaca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n

Denizbank Konut Kredisi Faiz Oran\u0131<\/h3>\n

\u00d6zel Te\u015febb\u00fcsl\u00fc bir banka olan Denizbank, Ziraat Bankas\u0131n\u0131n faiz oranlar\u0131n\u0131 indirmesi ve Cumhurba\u015fkan\u0131’\u0131n \u00e7a\u011fr\u0131lar\u0131 \u00fczerine bir hamle yaparak konut kredilerinde rekabete girdi. Faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcren denizbank 2 y\u0131la kadar \u00a0konut kredisi faiz oran\u0131n\u0131 %0,89, 5 y\u0131la kadar faiz oranlar\u0131 %0,99, 10 y\u0131la kadar olan konut kredilerinde ise bu oran %1 \u00fczerinde oldu\u011funu a\u00e7\u0131klad\u0131.<\/p>\n

Vak\u0131fbank Konut Kredisi Faiz Oran\u0131<\/h3>\n

Bir di\u011fer devlet bankas\u0131 olan Vak\u0131fbank, Konut kredisi faiz oranlar\u0131n\u0131 indirin di\u011fer bir banka oldu. Vak\u0131fbank’tan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re “Sar\u0131Panjur Halden Anlayan Konut Kredisi” kampanyas\u0131 ev sahibi olan ki\u015filer i\u00e7in faiz oranlar\u0131 g\u00fcncelledi. 5-10 y\u0131l aras\u0131 konut kredisi faiz oran\u0131 y\u00fczde 0,95, 3-5 y\u0131l aras\u0131nda vadeli kredi faiz oranlar\u0131n\u0131 y\u00fczde 0,90, 1 y\u0131l ile 3 y\u0131l aras\u0131nda ki konut kredisi faiz oran\u0131n\u0131 y\u00fczde 0,88, 1 ile 12 ay vadeli konut kredi faiz oranlar\u0131n\u0131 ise \u00a0y\u00fczde 0,80’ne indirdi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

TEB Bank<\/a> Konut Kredisi Faiz Oran\u0131<\/h3>\n

Konut Kredilerinde fitili ate\u015fleyen Ziraat bankas\u0131ndan sonra b\u00fct\u00fcn bankalarda domino etkisi yaratt\u0131. Bankalar faiz oranlar\u0131n\u0131 indirerek rekabete girdi. TEBBank faiz oranlar\u0131n\u0131 y\u00fczde 0,99’a indirdi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Halkbank Konut Kredisi Faiz Oran\u0131<\/h3>\n

Halkbank<\/a>‘tan ev sahibi olmak isteyenler i\u00e7in faizler indirildi. Halkbankas\u0131 yapt\u0131\u011f\u0131 a\u00e7\u0131klamada ev sahibi olmak isteyenlere y\u00fczde 0,80 faiz oran\u0131 ile kredi kulland\u0131raca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n

Halk Bankas\u0131 taraf\u0131ndan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re; 1-24 ay i\u00e7in y\u00fczde 0,80, 25-48 ay i\u00e7in y\u00fczde 0,89, 49-60 ay i\u00e7in y\u00fczde 0,90 ve 61-120 ay i\u00e7in y\u00fczde 0,95 gibi avantajl\u0131 faiz oranlar\u0131 sunan Halkbank\u2019\u0131n yeni konut kredisi paketi, yeni sat\u0131n al\u0131nacak konutlar i\u00e7in kullan\u0131lacak olup kredi \u00fcst s\u0131n\u0131r\u0131 1 milyon TL olarak belirlendi.<\/p>\n

\u015eekerbank Konut Kredisi Faiz Oran\u0131<\/h3>\n

\u015eekerbank<\/a> Konut kredilerinde rekabeti elden b\u0131rakmamak i\u00e7in faizi indiren di\u011fer bir banka oldu. \u015eekerbank Konut kredisi faiz oran\u0131n\u0131 y\u00fczde 0,89’a d\u00fc\u015f\u00fcrd\u00fc. Faizleri a\u015fa\u011f\u0131ya \u00e7eken \u015eekerbank ekonomide olumlu gidi\u015fin devam etmesi durumunda faizleri tekrardan a\u015fa\u011f\u0131 \u00e7ekece\u011fini duyurdu.<\/p>\n

\u015eekerbank konut kredisi faiz oranlar\u0131n\u0131,\u00a01-24 ay vadelerde y\u00fczde 0,89’a, 25-60 ay vadelerde ise y\u00fczde 0,99’a \u00e7ekti.<\/p>\n

Kuveyt T\u00fcrk Konut Kredisi Faiz Oran\u0131<\/h3>\n

Kat\u0131l\u0131m bankas\u0131 olan Kuveyt T\u00fcrk<\/a> faiz oranlar\u0131n\u0131 a\u015fa\u011f\u0131ya \u00e7ekerek ev sahibi olmak isteyenlere avantajlar sundu. Kat\u0131l\u0131m bankas\u0131 oldu\u011funda dolay\u0131 faiz de\u011fil finansman oran\u0131 olarak adland\u0131r\u0131lan konut kredisi faiz oranlar\u0131n\u0131 \u015fu \u015fekilde g\u00fcncelledi.<\/p>\n

Kuveyt T\u00fcrk, 0-24 ay vadelerde y\u00fczde 0.89, 24-60 ay vadelerde y\u00fczde 0,99, 60-120 ay vadelerde y\u00fczde 1,09 olarka g\u00fcncelledi.<\/p>\n

\u0130\u015f Bankas\u0131 Konut kredisi faiz oran\u0131<\/h3>\n

\u0130\u015f Bankas\u0131 konut kredisi faiz oranlar\u0131n\u0131 \u015fu \u015fekilde g\u00fcncellendi.<\/p>\n

T\u00fcrkiye\u2019nin Ev Kredisi Kampanyal\u0131 Faiz Oranlar\u0131:<\/p>\n

Binde be\u015f (% 0,5) Tahsis \u00dccreti ve Hayat Sigortal\u0131 (Hayat Sigortas\u0131 yapt\u0131r\u0131lmas\u0131 ko\u015fuluyla);
\n1 – 120 Ay\u00a0\u00a0\u00a0 :\u00a0 %0,95<\/p>\n

Tahsis \u00dccretsiz ve Hayat Sigortas\u0131z (Hayat Sigortas\u0131 yapt\u0131rma zorunlulu\u011fu olmadan);
\n1 – 120 Ay\u00a0\u00a0\u00a0 :\u00a0 %0,99<\/p>\n

Odeabank Konut Kredisi Faiz Oran\u0131n\u0131 Y\u00fczde 0,95’e \u00c7ekti<\/h3>\n

Bir di\u011fer banka olan Odebank, 5 y\u0131la kadar faiz oranlar\u0131n\u0131 0,95’e \u00e7ekerken 10 y\u0131la kadar olan faiz oranlar\u0131n\u0131 y\u00fczde 1,05’e \u00e7ekti. Odeabank’tan konut kredisi \u00e7ekmek isteminiz durumunda bu faizler \u00fczerinden hesaplanacakt\u0131r.<\/p>\n

Finansbank 10 y\u0131la kadar konut kredisi faiz oran\u0131n\u0131 Y\u00fczde 0,99’a \u00e7ekti<\/h3>\n

T\u00fcrkiye’de faaliyet yapan bankalar aras\u0131nda \u00f6nemli bir yere sahip olan Finansbank yapt\u0131\u011f\u0131 a\u00e7\u0131klamada 10 y\u0131l kadar vadeli konut kredisi faiz oranlar\u0131n\u0131 %0,99’a \u00e7ektiklerini a\u00e7\u0131klad\u0131.<\/p>\n

Akbank Konut Kredisi Faiz Oran\u0131<\/h3>\n

Akbank Konut kredisi faiz oran\u0131n\u0131 a\u015fa\u011f\u0131ya \u00e7ekerek 60 aya kadar vadeli konut kredisi faiz oran\u0131n\u0131 y\u00fczde \u00a00,99’a \u00e7ekti\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Garanti Bankas\u0131 Konut Kredisi Faiz Oran\u0131<\/h3>\n

Garanti Bankas\u0131 bu y\u0131lki konut kredisi faiz oran\u0131n\u0131 a\u015fa\u011f\u0131ya \u00e7ekerek y\u00fczde 0,95’e indirdi. Garanti Bankas\u0131 taraf\u0131ndan yap\u0131lan indirimin kapsam\u0131 \u015fu \u015fekildedir. Garanti Mortgag<\/strong>e 24 aya kadar vadeli kredi faiz oran\u0131n\u0131 %0.95\u2019e, 24-60 ay aras\u0131 vadelerdeki konut kredi faiz oranlar\u0131n\u0131 da %0,99\u2019a d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n

Hangi Bankadan Konut kredisi Almal\u0131y\u0131m?<\/h2>\n

Konut kredisi faiz oranlar\u0131n\u0131 okuyan ziyaret\u00e7ilerimiz, iyi g\u00fczelde b\u00fct\u00fcn bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131 s\u0131ralam\u0131\u015fs\u0131nda biz hangi bankadan kredi almam\u0131 gerekiyor? nas\u0131l bir yol izlememiz gerekiyor?<\/p>\n

Sevgili ziyaret\u00e7ilerimiz konut kredileri genelde uzun vadeli oldu\u011fu ve y\u00fcksek mebla\u011flar oldu\u011fu i\u00e7in bir puan\u0131nda \u00f6nemli oldu\u011funu belirtelim. Siz hangi bankadan kredi \u00e7ekece\u011finizi kendi kriterlerinize g\u00f6re belirlemeniz gerekiyor. Yani ka\u00e7 ayl\u0131k kredi alacaks\u0131n\u0131z,k\u0131sa vade mi? orta vade mi? \u00a0uzun vade mi? \u00f6ncelikle bu soruya cevap verin sonra vadeye g\u00f6re en uygun bankalar\u0131 \u00e7\u0131kar\u0131n +-5 puan aras\u0131nda bir liste \u00e7\u0131kar\u0131n kendinize, daha sonras\u0131nda en az faiz oranl\u0131 bankadan konut kredisi hesaplama<\/strong> i\u015flemini yap\u0131n\u0131z. Ek olarak hangi masraflar al\u0131nmaktad\u0131r, sonra di\u011fer bankalar\u0131n hesaplamalar\u0131n\u0131 yap\u0131n ve alt alta yaz\u0131n, kesinti, art\u0131, eksi y\u00f6nlerini yaz\u0131n ve en sonunda toplama \u00e7\u0131karma y\u00f6ntemiyle size en uygun faiz oranl\u0131 krediyi se\u00e7iniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Konut Kredisi Faiz Oranlar\u0131 2016 – Konut kredisi ile t\u00fcketiciler ev alabilir, ev almaya paras\u0131 yetmeyen vatanda\u015flar genellikle Konut kredisine ba\u015fvuru yapar. 2017y\u0131l\u0131nda konut kredisi Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":2516,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57,577],"tags":[548,87,463],"yoast_head":"\nKonut Kredisi Faiz Oranlar\u0131 2017<\/title>\n<meta name=\"description\" content=\"Konut Kredisi Faiz Oranlar\u0131 2016 - Konut kredisi ile t\u00fcketiciler ev alabilir, ev almaya paras\u0131 yetmeyen vatanda\u015flar genellikle Konut kredisine ba\u015fvuru\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bankakredinotu.net\/konut-kredisi-faiz-oranlari-2513\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Konut Kredisi Faiz Oranlar\u0131 2017\" \/>\n<meta property=\"og:description\" content=\"Konut Kredisi Faiz Oranlar\u0131 2016 - 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