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\u00d6denmemi\u015f\u00a0faturan\u0131z\u0131n\u00a0bulunmas\u0131:<\/strong>\u00a0E\u011fer \u00f6deme tarihi ge\u00e7mi\u015f bir telefon faturas\u0131,elektrik faturas\u0131 \u0130nternet faturas\u0131 bu kredi notunu olumsuz etkiler.
\nKredi taksidi \u00f6denmeme:<\/strong>Kredi \u00f6demenizin taksit \u00f6demesini yapamam\u0131\u015f olman\u0131z.
\nKredi kart\u0131 borcunuzun artmas\u0131 (kredi limiti a\u015f\u0131l\u0131yor olabilir):<\/strong>
\nkefil oldu\u011funuz ki\u015fi \u00f6demesini yapmam\u0131\u015f olabilir.<\/strong>
\nKredi limiti as\u0131lm\u0131\u015f olabilir<\/strong><\/p>\n

Genel olarak bu nedenlerden dolay\u0131 kredi notu d\u00fc\u015fer. Kredi limiti de \u00f6nemli bir husus bu hususta genelikle yanl\u0131\u015fl\u0131klar yap\u0131l\u0131yor. Kredi limiti sadece kredi borcunuzu de\u011fil ayn\u0131 zamanda kredi kart\u0131 borcu, hesap borcu eksi hesap vs b\u00fct\u00fcn finansal ara\u00e7lar\u0131n bor\u00e7lar\u0131 ilgilendirir.<\/p>\n

E\u011fer \u00f6demelerinizde herhangi bir aksilik her \u015fey d\u00f6rt d\u00f6rtl\u00fck ise b\u00fcy\u00fck ihtimal kredi limitinizi a\u015fm\u0131\u015fs\u0131n\u0131zd\u0131r. Bankan\u0131n size sundu\u011fu eksi hesap limitini kullanm\u0131\u015f olabilirsiniz, bunun yan\u0131nda kredi kart\u0131n\u0131 limitini tam kullanm\u0131\u015fsan\u0131z kredi limitiniz kolayl\u0131kla %30’nu a\u015fm\u0131\u015f olursunuz.<\/p>\n