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{"id":1382,"date":"2016-01-07T19:26:36","date_gmt":"2016-01-07T19:26:36","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=1382"},"modified":"2016-01-07T19:32:50","modified_gmt":"2016-01-07T19:32:50","slug":"kredi-notunuzu-7-kolay-adimla-yukseltin","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-notunuzu-7-kolay-adimla-yukseltin-1382","title":{"rendered":"Kredi Notunuzu 7 Kolay Ad\u0131mla Y\u00fckseltin"},"content":{"rendered":"

Kredi Puan\u0131 Notunuz kredi \u00e7ekerken, Otomobil sat\u0131n al\u0131rken, Ev Kiralarken, Ara\u00e7 Kiralarken kar\u015f\u0131n\u0131za s\u0131k s\u0131k \u00e7\u0131k\u0131yor ve kredi notunuz d\u00fc\u015f\u00fck m\u00fc? Kredi almak i\u00e7in kredi puan\u0131n\u0131z\u0131 artt\u0131rmak m\u0131 istiyorsunuz, Sizler i\u00e7in 7 kolay ad\u0131mda kredi notunu nas\u0131l y\u00fckseltece\u011finizi belirtece\u011fiz. Ad\u0131mlar\u0131 iyi takip edin ve uygulay\u0131n, ama biraz sab\u0131rl\u0131 olman\u0131z gerekli \u00e7\u00fcnk\u00fc kredi notu 30 ile 60 i\u00e7erisinde y\u00fckselebilir.<\/p>\n

Kredi Limiti Kullan\u0131m Oran\u0131<\/h2>\n

Kredi Limitiniz %30’nu kullan\u0131n\u0131z, E\u011fer ki 10 bin lira kredi limitiniz varsa ve sizin toplam borcunuz 8 bin ise kredi limitinizin %80’ni kullan\u0131yorsunuz demektir. Bu oran \u00e7ok y\u00fcksek bir oran Kredi limitinizin %30’a g\u00f6re ayarlaman\u0131z gerekmektedir. \u00a0Kredi limitine sadece kulland\u0131\u011f\u0131n\u0131z kredi bor\u00e7lar\u0131 de\u011fil, banka borcu,kredi kart\u0131 borcu, ek hesa ve b\u00fct\u00fcn finansal bor\u00e7lar\u0131n\u0131z i\u00e7inde yer al\u0131r. Kredi limitini d\u00fc\u015f\u00fcrmek i\u00e7in 3 yol izlenebilir<\/p>\n

    \n
  1. \n

    Borcunuzu D\u00fc\u015f\u00fcr\u00fcn<\/h3>\n<\/li>\n<\/ol>\n

    8 bin lira borcunuzun 5 bin liras\u0131n\u0131 \u00f6derseniz kal\u0131r 3 bin lira bu demek ki %30 oran\u0131na d\u00fc\u015fmeniz gerekmektedir. Borcunuzun bir k\u0131sm\u0131n\u0131 kapat\u0131p kredi limitini %30’a d\u00fc\u015f\u00fcr\u00fcrseniz kredi notu<\/strong>nuz h\u0131zla y\u00fckselecektir.<\/p>\n

    \u00a0 \u00a0\u00a0\u00a02. Kredi Limiti Artt\u0131r\u0131m\u0131 \u0130steyin<\/h3>\n

    E\u011fer borcunuzu \u00f6deyecek imkanda de\u011filseniz Bankan\u0131zdan kredi limiti artt\u0131r\u0131m\u0131 isteyiniz. \u00a010 bin olan kredi limitinizi 15 bin liraya artt\u0131rmayalar\u0131n\u0131 isteyebilirsiniz, Bu y\u00fczden bankalar\u0131n size g\u00fcvenmeleri gerekiyor, \u00f6demelerinizi zaman\u0131nda yapt\u0131ysan\u0131z s\u0131k\u0131nt\u0131 olmayacakt\u0131r, ancak \u00f6demeleri geciktirmi\u015fseniz bu size s\u0131k\u0131nt\u0131 yaratabilir.<\/p>\n

    \"Kredi<\/a><\/p>\n

    3. Yeni bir Kredi Kart\u0131<\/a> Talep Al\u0131n<\/h3>\n

    E\u011fer Kredi kart\u0131 borcunuz \u00e7ok ise yeni bir kredi kart\u0131 alman\u0131n bir faydas\u0131 olmayabilir, ancak kredi notunuzu y\u00fckseltmeyi istiyorsan\u0131z en iyi se\u00e7eneklerden biri de yeni bir kredi kart\u0131 alman\u0131zd\u0131r. Kredi kart\u0131 ba\u015fvurunuz onaylanmas\u0131 bile sizi g\u00fcvenilir biri yapar ve kredi notuna\u00a0yans\u0131r.<\/p>\n

    Kredi Ge\u00e7mi\u015fi<\/h2>\n

    Kredi ge\u00e7mi\u015fi kredi notunuzun yakla\u015f\u0131k %15’ni yap\u0131yor. Kredi ge\u00e7mi\u015finizi d\u00fczeltmeniz, bor\u00e7lar\u0131n\u0131z\u0131 \u00f6demeniz gerekti\u011fini unutmay\u0131n<\/p>\n

    Kredi Kart\u0131n\u0131 \u0130ptal Etmeyin<\/h2>\n

    T\u00fcketiciler genellikle borcunu \u00f6dedi\u011fi kredi kart\u0131n\u0131 kapatma yoluna gitmektedir. Ancak kredi notunuzu olumsuz etkileyece\u011fini unutmay\u0131n\u0131z. Kredi kart\u0131n\u0131 kullanm\u0131yor bile olsan\u0131z kredi kartlar\u0131n\u0131z a\u00e7\u0131k kals\u0131n bu kredi kredi notuna olumlu \u015fekilde yans\u0131yacakt\u0131r.<\/p>\n

    Ek Kart Talep edin<\/h2>\n

    Bilindi\u011fi \u00fczere bankalar akrabalara ek kart verebilir sizin kredi kart\u0131 i\u015flemeniz \u00fczerinden, E\u015finiz, Dostunuz, karde\u015finiz ve baban\u0131z kredi kart\u0131 kullan\u0131yorsa bankadan sizin ad\u0131n\u0131za bir ek kart talep etmesini rica edin, bu durum sizin sa\u011flam birini oldu\u011funuzu ve \u00fccretsiz kefil g\u00f6stermeniz anlam\u0131na gelmektedir. Bu \u015fekilde g\u00fcven puan\u0131n\u0131z artar ve kredi notu y\u00fckselir.<\/p>\n

    \u00d6zel Kredi Kart\u0131na Y\u00f6nelin<\/h2>\n

    Ma\u011fazalar i\u00e7in verilen \u00f6zel kredi kartlar\u0131, Benzin istasyonlar\u0131 i\u00e7in verilen \u00f6zel kredi kartlar\u0131n\u0131 al\u0131n ve k\u00fc\u00e7\u00fck al\u0131mlar yaparak \u00f6demelerini aksatmadan yap\u0131n\u0131z. \u00a0e-ticaret sitelerinden kar\u015f\u0131n\u0131z\u0131 \u00e7\u0131km\u0131\u015ft\u0131r, Al\u0131c\u0131lar veya sat\u0131c\u0131lar puanlar\u0131n\u0131 artt\u0131rmak i\u00e7in 1 liral\u0131k gibi k\u00fc\u00e7\u00fck \u00fcr\u00fcnler sat\u0131yor veya al\u0131yorlar, \u00e7ok \u00fcr\u00fcn al\u0131p ve satyorlar bu \u015fekilde kar\u015f\u0131 taraftan ald\u0131klar\u0131 g\u00fcven oyuyla trade puanlar\u0131 art\u0131yor. Basit bir yol ama etkili bir yoldur.<\/p>\n

    \u00d6demelerinizi D\u00fczene Koyun<\/h2>\n