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{"id":1331,"date":"2016-01-01T21:52:05","date_gmt":"2016-01-01T21:52:05","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=1331"},"modified":"2016-01-01T22:02:15","modified_gmt":"2016-01-01T22:02:15","slug":"kredi-karti-yapilandirma","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/kredi-karti-yapilandirma-1331","title":{"rendered":"Kredi Kart\u0131 Yap\u0131land\u0131rma"},"content":{"rendered":"

kredi kart\u0131 borcu yap\u0131land\u0131rma, kredi kart\u0131 yap\u0131land\u0131rma kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rma i\u015flemleri, kredi kart\u0131 borcu, kredi kart\u0131 borcu taksitlendirme<\/p>\n

Son d\u00f6nemlerde yayg\u0131nla\u015fan kredi kart\u0131 kullan\u0131m\u0131 ki\u015filerin nakit ta\u015f\u0131ma probleminden kurtard\u0131\u011f\u0131 i\u00e7in al\u0131\u015f veri\u015flerinde kolay kullan\u0131m olanaklar\u0131 sa\u011flamas\u0131 ve bankalar\u0131n firmalarla yapt\u0131\u011f\u0131 anla\u015fmalar sonucunda taksitlendirme se\u00e7enekleri sundu\u011fu i\u00e7in kullan\u0131c\u0131lar\u0131na bir\u00e7ok avantaj sa\u011flam\u0131\u015ft\u0131r. Ancak bu durum bilin\u00e7siz kullan\u0131mlar sonucunda ki\u015fileri y\u00fcksek miktarda kredi kart\u0131 bor\u00e7lar\u0131na s\u00fcr\u00fcklemi\u015ftir. Ki\u015filerin y\u00fcksek kredi kart\u0131<\/a> bor\u00e7lar\u0131nda ya\u015fad\u0131klar\u0131 \u00f6deme problemlerinde bankalarca hem \u00f6demeleri geri alabilmek hem de ki\u015filerin \u00f6deme i\u015flemlerinde onlara kolayl\u0131k sa\u011flamas\u0131 amac\u0131 ile kredi kart\u0131 yap\u0131land\u0131rma <\/strong>i\u015flemleri s\u00f6z konusu olmu\u015ftur. Ki\u015filerin y\u00fcksek kredi kart\u0131 bor\u00e7lar\u0131nda sa\u011flanan bir bor\u00e7 \u00f6deme y\u00f6ntemi olan kredi kart\u0131 bor\u00e7lar\u0131n\u0131n yap\u0131land\u0131rmas\u0131 i\u00e7in \u00f6ncelikle bankalar\u0131 ile g\u00f6r\u00fc\u015fmektedir. Bankalar ya\u015fanan bu bor\u00e7 \u00f6deme g\u00fc\u00e7l\u00fckleri i\u00e7in ayr\u0131 bir birim kurmu\u015flard\u0131r. Bu i\u015flemler i\u00e7in bankalar\u0131n \u015fubelerinden, telefon bankac\u0131l\u0131\u011f\u0131 \u00fczerinden ya da internet bankac\u0131l\u0131\u011f\u0131 \u00fczerinden bu birimlerden destek alma imk\u00e2n\u0131 banka m\u00fc\u015fterilerine sunulmu\u015ftur.<\/p>\n

Bankalar\u0131n y\u00fcksek bor\u00e7 \u00f6deme<\/strong>leri konusunda ya\u015fanan s\u0131k\u0131nt\u0131lar ile ilgilenen birimler takip birimleridir. Y\u00fcksek kredi kart\u0131 bor\u00e7lar\u0131n\u0131z nedeni ile \u00f6deme s\u0131k\u0131nt\u0131s\u0131 ya\u015fad\u0131\u011f\u0131n\u0131z\u0131 ve kredi kart\u0131 bor\u00e7 taksitleri<\/strong>ni \u00f6deyece\u011fini ancak yap\u0131land\u0131rma talep etti\u011fini s\u00f6yleyen ki\u015filer bor\u00e7 yap\u0131land\u0131rma i\u015flemlerinden yararlanabilmektedirler. Kredi kart\u0131 yap\u0131land\u0131rma<\/strong> i\u015flemleri ki\u015filerce bankalar\u0131n \u00e7ok s\u0131cak bakmad\u0131\u011f\u0131 i\u015flemler olarak d\u00fc\u015f\u00fcn\u00fclse de aksine bankalar bu i\u015flemlere s\u0131cak bakmaktad\u0131rlar.<\/p>\n

 <\/p>\n

Bankalar kredi kart\u0131 yap\u0131land\u0131r\u0131lmas\u0131<\/strong> ile hem m\u00fc\u015fterilerinin devaml\u0131l\u0131\u011f\u0131n\u0131 sa\u011flamakta hem de yap\u0131land\u0131rmada ger\u00e7ekle\u015fen faizden kar etmektedir. Bu y\u00fczden y\u00fcksek bor\u00e7 \u00f6demelerinde m\u00fc\u015fteriler bankalar ile g\u00f6r\u00fc\u015ferek kredi kart\u0131 bor\u00e7lar\u0131n\u0131 taksitlendirebilirler. Taksitlendirme i\u015flemleri genel olarak kredi kart\u0131n\u0131n \u00f6denmemi\u015f ekstre bor\u00e7lar\u0131na veya kredi kart\u0131na ait olan toplam taksitli al\u0131\u015fveri\u015f tutarlar\u0131n yap\u0131land\u0131r\u0131lmas\u0131 \u015feklinde ger\u00e7ekle\u015fmektedir. Baz\u0131 durumlarda ise kredi kart\u0131 bor\u00e7lar\u0131n\u0131n tamam\u0131 i\u00e7in yap\u0131land\u0131rma i\u015flemi ger\u00e7ekle\u015ftirilmektedir. Kredi kart\u0131 bor\u00e7lar\u0131n\u0131n yap\u0131land\u0131r\u0131lmas\u0131nda ger\u00e7ekle\u015fen i\u015flemlerde kredi kart\u0131 bor\u00e7lar\u0131n\u0131za birde yap\u0131land\u0131rmadan kaynakl\u0131 olarak faiz \u00fccretleri eklenmektedir. Bu i\u015flemlerde \u00f6denecek olan faiz oranlar\u0131 her banka taraf\u0131ndan ayr\u0131ca belirlenmektedir. Bu i\u015flemde kredi kart\u0131 bor\u00e7lar\u0131n\u0131z faiz oranlar\u0131 ile yeniden hesaplanmakta ve vadelere b\u00f6l\u00fcnmektedir. Kredi kart\u0131 bor\u00e7<\/strong>lar\u0131n\u0131n \u00f6denmesinde taksitlendirme se\u00e7ene\u011finin yan\u0131 s\u0131ra bor\u00e7 transfer i\u015flemleri de uygulanabilmektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"

kredi kart\u0131 borcu yap\u0131land\u0131rma, kredi kart\u0131 yap\u0131land\u0131rma kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rma i\u015flemleri, kredi kart\u0131 borcu, kredi kart\u0131 borcu taksitlendirme Son d\u00f6nemlerde yayg\u0131nla\u015fan kredi kart\u0131 kullan\u0131m\u0131 Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":1332,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[13,263,264],"yoast_head":"\nKredi Kart\u0131 Yap\u0131land\u0131rma<\/title>\n<meta name=\"description\" content=\"kredi kart\u0131 borcu yap\u0131land\u0131rma, kredi kart\u0131 yap\u0131land\u0131rma kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rma i\u015flemleri, kredi kart\u0131 borcu, kredi kart\u0131 borcu taksitlendirme Son\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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