Kredi Kart\u0131 Puan\u0131 \u0130le \u00a0Nas\u0131l Kont\u00f6r Tl Y\u00fckleme-Yayg\u0131nla\u015fan kredi kart\u0131 kullan\u0131m\u0131 insanlarca nakit ta\u015f\u0131ma yerine tercih edilen bir ara\u00e7 olarak kullan\u0131m\u0131n\u0131n daha kolay olmas\u0131ndan kaynaklanm\u0131\u015ft\u0131r. 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