Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. Bu miktar sizin finansal g\u00fcc\u00fcn\u00fcze g\u00f6re belirlenir. Bu g\u00fc\u00e7 ise sizin bankalarda ki veya finansal kurulu\u015flarda ki likidite miktar\u0131na, ad\u0131n\u0131zda ki gayrimenkullarla alakal\u0131 bir i\u015flemdir.<\/p>\n
<\/p>\n
Kredi Notu Nas\u0131l Y\u00fckselir?<\/strong><\/span><\/h2>\nKredi \u00e7ekerken veya bor\u00e7lar\u0131n\u0131z\u0131n tamam\u0131, bunlar\u0131n aras\u0131nda kredi kart\u0131 borcu, bankadan \u00e7ekti\u011finiz avans kredi, eksi hesab\u0131n\u0131z ve kay\u0131t alt\u0131na al\u0131nan b\u00fct\u00fcn bor\u00e7lar sizin kredi limitini a\u015fmamas\u0131 gerekir. Kredi limitinizin maksimum %30\u2019nu kullanmal\u0131s\u0131n\u0131z. Bu oran\u0131 a\u015ft\u0131\u011f\u0131n\u0131zda kredi notunuzu d\u00fc\u015f\u00fck olur.<\/p>\n
Kredi Limiti Nas\u0131l \u00f6\u011frenilir sorusuna ise, Kredi limiti Kredi notu<\/strong>nu belirlemede \u00f6nemli bir kriter oldu\u011fu i\u00e7in kredi notu<\/em> raporunda bunu g\u00f6rebilirsiniz. Findeks<\/strong> veya ba\u015fka yerden ald\u0131\u011f\u0131n\u0131 kredi notu raporunuzda kredi limiti mutlaka verilmesi laz\u0131m. Ve kulland\u0131\u011f\u0131n\u0131z kredi limiti oran\u0131 belirleniyor.<\/p>\n
Ziyaret\u00e7ilerimiz taraf\u0131ndan g\u00f6nderilen bir kredi notu raporu<\/strong>nda Kas\u0131m ay\u0131 kredi notu 1700 iken Aral\u0131k ay\u0131nda 1200\u2019e d\u00fc\u015fm\u00fc\u015f, bunun ba\u015fl\u0131ca nedenlerine bakt\u0131\u011f\u0131m\u0131zda, Aral\u0131k ay\u0131nda 15.000,00 TL Kredi \u00c7ekmi\u015f, Kredi kart\u0131 limiti dolmu\u015f bankadan eksi hesapta 5.000,00 TL \u00e7ekmi\u015f, Kredi limiti 68.000 TL ve m\u00fc\u015fterimiz bu kredi limitinin %68 oran\u0131nda kullanm\u0131\u015f bu orana \u00e7\u0131kmas\u0131 sonucu ziyaret\u00e7imizin kredi notu 1200\u2019lere inmi\u015f,.<\/p>\n
![\"Kredi](\"http:\/\/bankakredinotu.net\/wp-content\/uploads\/2015\/12\/kredi-kart\u0131.jpg\")
<\/a>Kredi Kart\u0131 ile kredi notu nas\u0131l y\u00fckseltilir, kredi kart\u0131 borcunu \u00f6deme kredi notumuzu y\u00fckseltilir<\/figcaption><\/figure>\nZiyaret\u00e7imiz ne kadar da \u00f6demede s\u0131k\u0131nt\u0131 ya\u015famayaca\u011f\u0131n\u0131 s\u00f6ylese de bankalar ziyaret\u00e7ilerimizin yapt\u0131\u011f\u0131 \u00f6demelere g\u00f6re, bu kredi limitini vermi\u015f, Banka\u2019da ki eksi hesap ne zaman \u00f6dense, kredi kart\u0131 borcu<\/strong> \u00f6dense bor\u00e7 limiti kredi limitinin %30 oran\u0131na d\u00fc\u015ferse kredi notu tekrar y\u00fckselecektir. Kredi notu raporunda dikkatimizi \u00e7eken di\u011fer bir ayr\u0131nt\u0131 ise ge\u00e7mi\u015f d\u00f6nemlerde kapatm\u0131\u015f oldu\u011fu kredilerde 2 taksiti ge\u00e7 \u00f6demi\u015f, ziyaret\u00e7imiz bunun yanl\u0131\u015fl\u0131kla oldu\u011funu bankaya para g\u00f6nderdi\u011finiz ancak hesap i\u015fletim \u00fccreti <\/strong>kesildi\u011finden dolay\u0131 benden habersiz olarak kredi \u00f6demesi gecikmi\u015f \u015feklinde ifade etti.<\/p>\n Kredi Notu Nas\u0131l Y\u00fckselir?
Kredi \u00e7ekerken veya bor\u00e7lar\u0131n\u0131z\u0131n tamam\u0131, bunlar\u0131n aras\u0131nda kredi kart\u0131 borcu, bankadan \u00e7ekti\u011finiz avans kredi, eksi hesab\u0131n\u0131z ve kay\u0131t alt\u0131na al\u0131nan b\u00fct\u00fcn bor\u00e7lar sizin kredi limitini a\u015fmamas\u0131 gerekir.\n
Kredi \u00f6demesini ba\u015fka bankadan yap\u0131yorsan\u0131z dikkat etmeniz gereken hususlardan biri de kulland\u0131\u011f\u0131n\u0131z hesaplarda avans kredi kullanman\u0131zd\u0131r. Bu sayede sizin bilginiz d\u0131\u015f\u0131nda yap\u0131lan kesintiler sonras\u0131nda kredi taksit \u00f6demesini g\u00f6ndermeniz halinde banka taraf\u0131ndan sizin bilginiz dahilinde yap\u0131lmayan kesintilerinden dolay\u0131 ceza yemezsiniz. Kredi oran\u0131n\u0131z\u0131 devaml\u0131 olarak kredi limitinizin %30\u2019u alt\u0131nda tutmay\u0131 unutmay\u0131n\u0131z.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kredi limiti nedir? Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. Bu miktar sizin finansal g\u00fcc\u00fcn\u00fcze g\u00f6re Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":1122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1],"tags":[],"yoast_head":"\nKredi limiti ile kredi notu nas\u0131l y\u00fckseltilir!<\/title>\n<meta name=\"description\" content=\" Kredi limiti nedir? Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. 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Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. Bu","breadcrumb":{"@id":"https:\/\/bankakredinotu.net\/kredi-limiti-ile-kredi-notu-nasil-yukseltilir-1117#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bankakredinotu.net\/kredi-limiti-ile-kredi-notu-nasil-yukseltilir-1117"]}]},{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/bankakredinotu.net\/kredi-limiti-ile-kredi-notu-nasil-yukseltilir-1117#primaryimage","url":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2015\/12\/Kredi-Limiti.jpg","contentUrl":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2015\/12\/Kredi-Limiti.jpg","width":450,"height":450,"caption":"Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. Bu miktar sizin finansal g\u00fcc\u00fcn\u00fcze g\u00f6re belirlenir. Bu g\u00fc\u00e7 ise sizin bankalarda ki veya finansal kurulu\u015flarda ki likidite miktar\u0131na, ad\u0131n\u0131zda ki gayrimenkullarla alakal\u0131 bir i\u015flemdir."},{"@type":"BreadcrumbList","@id":"https:\/\/bankakredinotu.net\/kredi-limiti-ile-kredi-notu-nasil-yukseltilir-1117#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/bankakredinotu.net\/"},{"@type":"ListItem","position":2,"name":"Kredi limiti ile kredi notu nas\u0131l y\u00fckseltilir!"}]},{"@type":"WebSite","@id":"https:\/\/bankakredinotu.net\/#website","url":"https:\/\/bankakredinotu.net\/","name":"Banka Kredi Notu","description":"Kredi Notu \u00d6\u011frenme Sorgulama","publisher":{"@id":"https:\/\/bankakredinotu.net\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bankakredinotu.net\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/bankakredinotu.net\/#organization","name":"Banka Kredi Notu","url":"https:\/\/bankakredinotu.net\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/","url":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png","contentUrl":"https:\/\/bankakredinotu.net\/wp-content\/uploads\/2017\/04\/cropped-logodeneme.png","width":250,"height":62,"caption":"Banka Kredi Notu"},"image":{"@id":"https:\/\/bankakredinotu.net\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bankakredinotu.net\/#\/schema\/person\/6b88333e6267f2475ab31ff7d3f373bc","name":"Bankakredinotu.net","sameAs":["http:\/\/bankakredinotu.net"],"url":"https:\/\/bankakredinotu.net\/author\/kenan"}]}},"_links":{"self":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts\/1117"}],"collection":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/comments?post=1117"}],"version-history":[{"count":0,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/posts\/1117\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/media\/1122"}],"wp:attachment":[{"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/media?parent=1117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/categories?post=1117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankakredinotu.net\/wp-json\/wp\/v2\/tags?post=1117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/a>Ziyaret\u00e7imiz ne kadar da \u00f6demede s\u0131k\u0131nt\u0131 ya\u015famayaca\u011f\u0131n\u0131 s\u00f6ylese de bankalar ziyaret\u00e7ilerimizin yapt\u0131\u011f\u0131 \u00f6demelere g\u00f6re, bu kredi limitini vermi\u015f, Banka\u2019da ki eksi hesap ne zaman \u00f6dense, kredi kart\u0131 borcu<\/strong> \u00f6dense bor\u00e7 limiti kredi limitinin %30 oran\u0131na d\u00fc\u015ferse kredi notu tekrar y\u00fckselecektir. Kredi notu raporunda dikkatimizi \u00e7eken di\u011fer bir ayr\u0131nt\u0131 ise ge\u00e7mi\u015f d\u00f6nemlerde kapatm\u0131\u015f oldu\u011fu kredilerde 2 taksiti ge\u00e7 \u00f6demi\u015f, ziyaret\u00e7imiz bunun yanl\u0131\u015fl\u0131kla oldu\u011funu bankaya para g\u00f6nderdi\u011finiz ancak hesap i\u015fletim \u00fccreti <\/strong>kesildi\u011finden dolay\u0131 benden habersiz olarak kredi \u00f6demesi gecikmi\u015f \u015feklinde ifade etti.<\/p>\n Kredi Notu Nas\u0131l Y\u00fckselir?
Kredi \u00e7ekerken veya bor\u00e7lar\u0131n\u0131z\u0131n tamam\u0131, bunlar\u0131n aras\u0131nda kredi kart\u0131 borcu, bankadan \u00e7ekti\u011finiz avans kredi, eksi hesab\u0131n\u0131z ve kay\u0131t alt\u0131na al\u0131nan b\u00fct\u00fcn bor\u00e7lar sizin kredi limitini a\u015fmamas\u0131 gerekir.\n
Kredi \u00f6demesini ba\u015fka bankadan yap\u0131yorsan\u0131z dikkat etmeniz gereken hususlardan biri de kulland\u0131\u011f\u0131n\u0131z hesaplarda avans kredi kullanman\u0131zd\u0131r. Bu sayede sizin bilginiz d\u0131\u015f\u0131nda yap\u0131lan kesintiler sonras\u0131nda kredi taksit \u00f6demesini g\u00f6ndermeniz halinde banka taraf\u0131ndan sizin bilginiz dahilinde yap\u0131lmayan kesintilerinden dolay\u0131 ceza yemezsiniz. Kredi oran\u0131n\u0131z\u0131 devaml\u0131 olarak kredi limitinizin %30\u2019u alt\u0131nda tutmay\u0131 unutmay\u0131n\u0131z.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kredi limiti nedir? Kredi ve kredi kart\u0131 ba\u015fvurular\u0131nda \u00f6nemli bir referans olan kredi limiti, sizin maksimum bor\u00e7lanabilece\u011finiz miktard\u0131r. Bu miktar sizin finansal g\u00fcc\u00fcn\u00fcze g\u00f6re Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":1122,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1],"tags":[],"yoast_head":"\n