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{"id":1009,"date":"2015-11-30T15:51:24","date_gmt":"2015-11-30T15:51:24","guid":{"rendered":"http:\/\/bankakredinotu.net\/?p=1009"},"modified":"2017-09-03T23:47:00","modified_gmt":"2017-09-03T20:47:00","slug":"findeks-kredi-puani","status":"publish","type":"post","link":"https:\/\/bankakredinotu.net\/findeks-kredi-puani-1009","title":{"rendered":"Findeks Kredi Notu, Nas\u0131l Hesaplan\u0131r"},"content":{"rendered":"

Findeks kredi Notu\u00a09 bankan\u0131n m\u00fc\u015fterilerin ald\u0131\u011f\u0131 krediler, kulland\u0131klar\u0131 kredi kartlar\u0131 ve kulland\u0131klar\u0131 mevduat hesaplar\u0131na g\u00f6re ortalamas\u0131 al\u0131n\u0131p belirli de\u011ferler ile ortaya \u00e7\u0131kan 0\u00a0 – 1900 aras\u0131nda ki bir de\u011ferdir.<\/h2>\n

Findeks Kredi Notu: Banka kredi notu<\/a><\/strong> baz\u0131 \u00f6zel de\u011ferlendirmeler ile ortaya \u00e7\u0131kmaktad\u0131r. Findeks<\/strong> bu de\u011ferlendirme aras\u0131nda % 30 oran\u0131nda bireysel kredi kullanma ve kredi kart\u0131 \u00f6deme al\u0131\u015fkanl\u0131klar\u0131 ile alakal\u0131d\u0131r.<\/p>\n

Kart ve kredilerinizin \u00f6deme programlar\u0131na uyum sa\u011flad\u0131\u011f\u0131n\u0131z takdirde banka kredi notunuz y\u00fckselecektir. % 25 oran\u0131nda etki eden kriter banka kredi bor\u00e7lar\u0131 ve mevcut g\u00fcncel hesaplard\u0131r. Burada toplam bor\u00e7 miktar\u0131 toplam bor\u00e7 say\u0131s\u0131 artt\u0131k\u00e7a banka kredi notu d\u00fc\u015fme<\/em>ktedir.<\/p>\n

Aksi durumda \u00f6demeler ile azalan banka kredi bor\u00e7lar\u0131 ile kredi notu<\/em> bir hayli y\u00fckselecektir. % 20 oran\u0131nda kredi aray\u0131\u015flar\u0131 etki edecektir. Her kredi ba\u015fvurusu olumsuz sonu\u00e7lanan kredi ve kredi kart\u0131<\/a> ba\u015fvurular\u0131<\/strong> banka kredi notu \u00fczerinde olumsuz bir etkiye sahip olup d\u00fc\u015f\u00fcrecektir.<\/p>\n

\"Findeks<\/a><\/p>\n

% 15 oran\u0131nda ise kredi kullan\u0131m oran\u0131, kredi ve kredi kart\u0131 kullan\u0131m s\u0131kl\u0131\u011f\u0131 kullan\u0131m miktarlar\u0131 ile bireyin ya\u015f meslek ve bankac\u0131l\u0131k hayat\u0131na dair t\u00fcm i\u015flemlerin \u00f6zeti etki etmektedir. Banka kredi notu ile findeks<\/a><\/strong>, merkez bankas\u0131n\u0131n hesaplar\u0131na en yak\u0131n sonucu vermekle birlikte % 100 ayn\u0131 sonucu vermemektedir.<\/p>\n

Zira findeks havuzunda sadece 9 b\u00fcy\u00fck banka bulunmaktad\u0131r. Di\u011fer bankalarla olan bankac\u0131l\u0131k i\u015flemleri<\/p>\n

findeks kredi notu hesaplamalar\u0131<\/em><\/strong><\/h3>\n

nda eti etmemektedir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Findeks kredi Notu\u00a09 bankan\u0131n m\u00fc\u015fterilerin ald\u0131\u011f\u0131 krediler, kulland\u0131klar\u0131 kredi kartlar\u0131 ve kulland\u0131klar\u0131 mevduat hesaplar\u0131na g\u00f6re ortalamas\u0131 al\u0131n\u0131p belirli de\u011ferler ile ortaya \u00e7\u0131kan 0\u00a0 – 1900 Devam\u0131n\u0131 Okuyun…<\/span><\/a><\/p>\n<\/div>","protected":false},"author":9,"featured_media":1010,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[106,15,7,107,78],"yoast_head":"\nFindeks Kredi Notu, Nas\u0131l Hesaplan\u0131r<\/title>\n<meta name=\"description\" content=\"Findeks kredi Notu\u00a09 bankan\u0131n m\u00fc\u015fterilerin ald\u0131\u011f\u0131 krediler, kulland\u0131klar\u0131 kredi kartlar\u0131 ve kulland\u0131klar\u0131 mevduat hesaplar\u0131na g\u00f6re ortalamas\u0131 al\u0131n\u0131p\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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